PPI Reclaiming discussion Part III

dreamer33

marshallka wrote: »

How are yous maxdp... pm you back later. Just flying between here and mortgages for now till my dalrling daughter returns and then its all hands on deck. She is dancing in a show every night this week starting tomorrow and twice saturday. Be a really busy time for her... she loves it though. Been going since she was 5 about.. Shes good too and at gymnastics..

My daughter loves singing and dancing, my son hates it though when she does sing.

marshallka

SAR - SUBJECT ACCESS REQUEST

Dear

Re: Account number:

In the first part under the Data Protection Act 1998:

Under the Data Protection Act 1984 and 1998, and including the right of subject access under these acts, please supply me with a complete list of transactions and charges relating to the above accounts held with you since they were opened.

Additionally where there has been any event in my account history over this period which has required manual intervention by any member of your staff or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention or other evidence of that manual intervention in relation to my business with you.

If you are unable to supply data relating to manual intervention because there has been no such manual intervention then please be kind as to confirm this in your response to this request.


For the avoidance of any and all doubt, I reiterate:

I hereby request that you supply me with any and all historical data in your possession which, in any way appertains to me, including (but not exhaustively) a copy of the original signed executed agreement; statements of account; duplicate statements and/or print outs of all account transactions; all internal and external correspondence sent or received by you including memo’s, logs, notes, screen prints and transcripts; notes of manual interventions such as telephone attendants' notes, copies of stored telephone conversations, internal and external emails; any other information held on any/all types of media in any relevant filing system (microfiche included).

If you have disclosed any information to a third party (with or without my express permission), will you please include details of this in your reply, along with notes of any legal action passed or pending (to include a true copy of default notices, court orders and the like).

Where any information that you provide includes any charges, for example returned payments, late payment fees, and so forth, would you please advise your breakdown of actual costs (liquidated damages) incurred for each charge, and the Term or Condition on which you rely upon to claim such a charge.





I also require that you forward, within the above mentioned time scale, a true copy of the Terms and Conditions that were in force at the time my account was opened, and any subsequent amendments to those Terms and Conditions.

I enclose the statutory maximum fee of £10.00 to access ALL data held by XXXXX about myself. You should be fully aware of your statutory obligations under the Data Protection Act and that any failure to comply with this request will involve a complaint to the ICO as well as potential legal action.

You have 40 days in which to comply with this request.

This communication has been sent Recorded Delivery so I can ensure compliance on these issues within the legislative timeframes.

Yours Sincerely



Cheers Laini...;)

marshallka

dreamer33 wrote: »

My daughter loves singing and dancing, my son hates it though when she does sing.

If its that bad don't encourage her then:eek:

I always blame the parents for half the ones in the x factor trials.

marshallka

maxdp wrote: »

Hi Terry SAR is Subject Access Request, where they send you copies of all documentation. Di has posted full letter from Laini on here that you will be able to use.

Yes did mean single premium which is then added to the loan and you pay this off first. Bless them. Good Luck and am sure Di or somebody else has answered rest of your questions. Am running late here and trying to cat:rotfl:ch up.

Done a template above...

maxdp

marshallka wrote: »

How are yous maxdp... pm you back later. Just flying between here and mortgages for now till my dalrling daughter returns and then its all hands on deck. She is dancing in a show every night this week starting tomorrow and twice saturday. Be a really busy time for her... she loves it though. Been going since she was 5 about.. Shes good too and at gymnastics..

Yes am fine thank you Marshallka.

Hope you get mortgage stuff sorted. How sweet your daughter is in a show, bless her is she excited or nervous.

My daughter was in a ballet show when she was about seven. My friend came to see her. She was just saying how angelic she looked, my head was getting bigger and I was bursting with pride. Next thing, bless her, she starts stripping her leotard off, got it down to her tutu and luckily the music started.:T The ballet teacher was not amused. She has also represented her school in gymnastics where she was 25. Luckily she kept her leotard on this time:rotfl:

dreamer33

marshallka wrote: »

If its that bad don't encourage her then:eek:

I always blame the parents for half the ones in the x factor trials.

She is really good, got a lead part in her play singing. My son is just a grouch and likes to boss her about lol

tannedsam2008

di3004 wrote: »

Hi Sam
I am not certain on how this actually works if your loans have been transferred to DCA's, maybe someone else could advise in this case, but I would in case contact the company and request for copies of the agreements, they may supply these to you free of charge of may charge about a £1 each for these.

As soon as you have done this we can see what is what, but with a bit of luck someone will advise on the DCA side of things.

Please keep posting in order for us to help you, cheers.;)

Di

Thanks guys. So is it advisable to go for just the credit agreement or the full SARS thingy? I`m guessing recording all letters will be a good idea?

tannedsam2008

tannedsam2008 wrote: »

Thanks guys. So is it advisable to go for just the credit agreement or the full SARS thingy? I`m guessing recording all letters will be a good idea?

LOL - Maybe I will give SARS a miss................I meant SAR........:rotfl:

dreamer33

tannedsam2008 wrote: »

Thanks guys. So is it advisable to go for just the credit agreement or the full SARS thingy? I`m guessing recording all letters will be a good idea?

I would go for the SAR you will get more info or if you just want the credit agreements it upto you.

Definately send your request recorded delivery, send all letters this way.

tannedsam2008

dreamer33 wrote: »

I would go for the SAR you will get more info or if you just want the credit agreements it upto you.

Definately send your request recorded delivery, send all letters this way.

Excellent. I will send the letters tommorrow. Any idea what department I need to address to for HSBC and HFC? Come to think of it, is there a list of addresses on here somewhere?

Cheers

Sam