PPI Reclaiming discussion Part III

marshallka

mackie96 wrote: »

Thank Di3004.

The loan was not sold over the phone, we went to their local office and signed everything there. This questionaire we had to complete and sign was filled in by the sales person then handed to my husband to sign, 'as a formality'. (It's very obviously not either of our handwriting)

I have completed the letter, stating that the fact the loan is complete has no bearing on this request, and no claim was made on the ppi for the duration of the loan.

Will keep you updated. thanks again

Good luck mackie... hope it goes well for you...

At least this loan was taken out after the FSA took over the regulation of sales of insurance so you will have no problems going to the FOS if they don't play ball.

marshallka

dreamer33 wrote: »

Hi everyone

Just been catching up on the posts, postman been here to but no letters that I want lol

Hopefully yous will here this week about yours?

Hubby off today so been doing a bit xmas shopping, wrapped them also to keep little eyes out of the bags hate wrapping and writing tags.

Thanks for passing my letters on xx

Just had a read of your letters Dreamer, they are good. Lets hope you get a result..:D

marshallka

dreamer33 wrote: »

Hi everyone

Just been catching up on the posts, postman been here to but no letters that I want lol

Hopefully yous will hear this week about yours?

Hubby off today so been doing a bit xmas shopping, wrapped them also to keep little eyes out of the bags hate wrapping and writing tags.

Thanks for passing my letters on xx

PM'd ya Dreamer...

dreamer33

marshallka wrote: »

Just had a read of your letters Dreamer, they are good. Lets hope you get a result..:D

:beer: on me if they do , I'll even post them lol

marshallka

Flying between here and Mortgage thread at the mo trying to get something worked out...

Catch up with posts later..

dreamer33

marshallka wrote: »

Flying between here and Mortgage thread at the mo trying to get something worked out...

Catch up with posts later..

pmd ya back lol

maxdp

Alibear wrote: »

Hi everyone.

I posted here a few weeks ago when I'd just begun my PPI claims with HSBC and Abbey four weeks ago.

HSBC has just responded, saying they need another four weeks, which seems fine as they seem to be responding the same way to others on this website.

But I've got an issue with Abbey. They sent me a questionnaire, which I returned blank as I believe they should already have the info they were asking, along with a letter explaining why. This was three weeks ago. I called today for an update and they're saying they haven't received it, despite me posting it in the pre-paid envelope they provided me! The lady on the phone said she'd send another questionnaire to me, but I told her I wouldn't be filling it in, so asked wether it was worth her sending it. But what is more confusing is they've apparently sent a letter today, stating they're still investigating my complaint and need another four weeks - I'm very confused! Do you think I should wait till I get this letter and call them with a response to it? I might also throw in the fact HSBC seem to be handling a similar complaint much more efficiently and coherently. Has anyone else had similar problems with Abbey?

Any help or advice much appreciated!

Ali

Alibear

Just a little warning about filling in forms etc. I have read on other threads that these companies are not adverse to scanning your signature onto forms etc. So keeping that in mind when you sign anything to them alter your signature so that it is not your usual. Saves them being tempted;)

marshallka

maxdp wrote: »

Alibear

Just a little warning about filling in forms etc. I have read on other threads that these companies are not adverse to scanning your signature onto forms etc. So keeping that in mind when you sign anything to them alter your signature so that it is not your usual. Saves them being tempted;)

What swines... in the words of Russel Brand!!!

Alibear

maxdp wrote: »

Alibear

Just a little warning about filling in forms etc. I have read on other threads that these companies are not adverse to scanning your signature onto forms etc. So keeping that in mind when you sign anything to them alter your signature so that it is not your usual. Saves them being tempted;)

Really? Cheeky b*stards! Thanks for the advice. I didn't fill in the questionnaire at all so that shouldn't be a problem. But I'll be sure to just initial future letters, rather than sign them, in future. Good tip!

Ali

tannedsam2008

Hi Guys

I was wondering where to start with all this.....

When I was a student (2004) I got a professional studies loan from HSBC and a personal loan from HFC both about 6k each. I was told by both of them that insurance was needed since I was a student.

A few years later i had some financial problems, and both loans have been transferred to DCAs. I am on a debt management plan paying them off.......

I do not have the original loan docs, so would it be possible to get them sent out to me? Should I contact the original lender or the DCA? Anyone else in a similar situation ie. being on a DMP and trying to reclaim????

Many thanks

Sam