Thursday 23/10/08 What small dfw things have you done today???

KTjazz

fayjmck wrote: »

I know - its just I had them on yesterday too!!!!!! Good money saving or is that a bit lazy??

If it is the exact same pair then we may have to get you doing more washing on E7! Hee Hee!

I'm sure you're like me though, you have multiple pairs of many of the same socks.

Socks are great!

Pippilongstocking

Oh no you rumbled me - we do have multiple pairs of silly socks...........

Piquant_2

I think 3 days running may be the limit Fay, don't want the sheep to smell you coming, do we?:rotfl:

My little pony socks for me today, pink and yellow!

Went to work and had to come home again, I am too stuffed up with cold to be able to function. I have had to put the heating on as well, combined with the £12 I spent in Boots on the way back home, on tissues, paracetemol and other cold things, this is not a very economical day! :mad:

I get paid tomorrow so have finally sorted out my finances and have worked out that if I am very strict with money, I can break even on the saddle and car expenditure. I won't be able to pay much off the A&L card, but at least the debts will still be going downwards!

Today I have/will

• sparkle dimly
• make soup
• do finances
• keep warm and blow nose a lot
• stay in touch with you all day

Pippilongstocking

Oh Piq - keep well - good news about the saddle and the car stuff - I need make appoiintment with my bank and change my account to a student one - I know I have been MEANING to do this for ages. Also comtemplating closing one bank account (I have two) but it means losing an overdraft - whilst I am a good juggler I dont know that I can lose a whole overdraft straight off, but maybe I am just being pathetic. Security blankets and all that.

Piquant_2

Have to admit to keeping my overdraft, it costs £5 a month, but gives me the safety net you refer to. Also, at this moment in time it's a lot cheaper than my credit card interest, I'm concentrating on clearing the highest interest one, then will do a review of finances....until then the overdraft remains...

KTjazz

Even when debt free I know I'm still going to keep my overdraft facilities available. I'd not sleep with worry if I didn't know it was there. However good I knew I was going to be.

I like knowing it is there.

mbaz

Afternoon all!

Today I have been to toddler group and done 2 mystery shops at shops opposite so didnt even spend extra on petrol!

This afternoon I'll be doing lots of baking for my little boy's birthday party on Sat - he's going to be 2 so he wont be a baby anymore and I'm not allowed another one until we are debt free which is a pretty good incentive actually!

Have a good day all

Mx

Pippilongstocking

Yeah I know, I am just weighing up having two bank accounts - and wondering if its worth the hassle, (and expense) but when one bank messes up at least the other one is ok - I paid my cc using overdraft like you said, better interest rate, its a nice net don't know i am ready for a big jump yet - just am so annoyed with the bank at the mo - back to the writing!!

savingforarainyday

DH Payday today:j

I am going to try and spend as little of it was possible

Had my hair done today, that was budgeted for and I walked there and back
DS had extra english lesson today and I sent him there and back on bike
Guitar lesson for him later bus one way, lift from very good friend back. All it will cost me is a mug of tea.:D
I will fold up and put away all washing that doesn't need ironing (This is a lifestyle choice)
Dust and hoover bedrooms.
Walk little dog, forgot to take her yesterday:eek:
Check ebay items
list last 2 items i have photographed to put on ebay.
Find something in storecupboard for dinner

Enjoy my daughters company haven't seen her for 3 weeks cos of accident last week
Have a good day people (I only have flowery socks today they were the first ones out of clean washing:p )
Take more photographs for ebay
Straighten dd's bedroom out she is home for weekend; with a nasty case of whiplash

Piquant_2

I've got two bank accounts, but one is semi-dormant - only the loan payment to that bank goes through it. It has an overdraft facility, but I don't use it at all. However, the bank account is there and running should I need it in an emergency.

To be honest, I have enough difficulty running one account properly let alone two...

I'm with kt on this one, keep the facility and hopefully not have to use it!