Thursday 23/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• storecupboard lunch and tea
• make a loaf in breadmaker
• go for swim and jacuzzi to use gym membership
• Finish making the xmas hampers that I didn't get done last night:o
• find all the halloween decorations, paper plates etc that I bought in sales last year ready to do a party next week for my oldies at work - just need to remember where I put them for safe keeping
• Be very sparkly

Good morning guys:D I am feeling very positive today and very motivated:j so will tackle some jobs at work that I have been putting off. Hope everyone else is okay and having a good day. Grey and miserable here but I have my sparkly socks on (pink stars) to give me a lift:p
Will catch up with you all later.

OliveOyl_2

Morning Sophiesmum and all who follow :hello: I've come to the conclusion that I may wear grey woolly socks all the time (they ARE cosy:D ) but my sparkly nature more than makes up for my dull socks (I wish that were true :rotfl: )

It feels quite Autumnal now, but only 8 days until Popeye arrives :happylove so I have just got to get the house tidy/organised and clean enough so that he doesn't think I've sat on my bum since June (when he was last home) but not so much that he feels out of touch with home

Today I have/will:

• signed up for 3 mystery shops since yesterday, 2 for before he gets home, one involving beer drinking for while he's here :beer:
• brought in packed lunch -HM mystery soup & HM bread. Though there's an outside chance we get a company lunch today, so that might be tomorrows lunch
• found petrol at 99.9p last night, just in time, I'd been on fumes for a while and have a long trip on Sunday.
• NSD today, and didn't spend yesterday, though now owe 20p to someone - does that count as a NSD?
• go to gym tonight to enjoy the last free days of membership.
• and then blitz the house with star-drops and microfibre cloths.
• hopefully take back my non-working toothbrush to Boots.....I hope it isn't something stupid I've done wrong

Have a good one everybody :A

bathgatebuyer

I gave in and bought a latte today for £1.20 (my first of the week though!);
Have brought in a bottle of Diet Coke (which cost £1 for 4 from B & M) rather than pay 65p for a can in the canteen or nearby shops;
Transferred £5 into my new Egg Savings account - not much but it's my opening deposit and I wanted to have something in there that I can hopefully add to;
Got a letter telling me that I'm due a cheque for £3.91 following a banking !!!!-up too which I'll also put in there.

Not much, but every little helps.

WelshWoofer

Morning all!

Today I will/have....

• Brought lunch to work
• Using up leftovers for tea
• Done meal plan for the end of this week and all of next
• Written shopping list for the few bits we need
• Just found out that OH has increased his standing order to my account for £50 to help with the general price increases - bless him
• Have transferred said £50 to other account to "hold" to see if I can get by without it this month - if I can it'll stay in savings account for Xmas
• Amex bill and CC bill checked - both payments gone through
• Cancel kennels for Saturday night
• Walk dog for free exercise

Am also going to look into a massage - not money saving but very much needed!

Have a good day
R
x

painted_lady

Hi everyone, I didnt get round to posting yesterday so some of these things are from yesterday
- going to babyswim, paid for it anyway so might as well take him
- listed on ebay/amazon
- check ebay for questions
- sorted out mountains of laundrycheck online banking
- got to sort some more stuff out for charity shop on my declutter
- tidy up some loose threads for my business

Might not get chance to post for a week or so now, have a very busy time coming up.
No socks yet - not dressed yet.
-

KTjazz

Hello everyone,

rainbow striped socks from me today.

I am exhausted today. I have very little energy to do all the things I need to do. So, shorter list from me today.

today I have will

- check bank, day before payday.
- check mobile phone spend
- finish homework assignment
- quick tidy and clean up so i can relax tomorrow
- buy a few essentials (loo roll!!)
- catch up on my tv (two weeks of heroes and one of Bones) It is money saving... honest!

That is it for me today.

I'm sure I'l pop in and out today.

KTjazz.

aaron772

Today I have:-

took pack lunch for work,
i took the train to work instead of the car iv done this all week so far,
and i transfered £100 that i have spare into my savings account..



____________________________
Dont be too quick to judge

Pippilongstocking

Today - hi guys - rainbow socks again am afraid!!

- write, write and write
- check for eggies
- promised DD a trip out at lunch but its raining
- confirm taking student lodger person
- sort out going to Oban (well sort out seeing if I can wriggle out of it)
- tea from freezer - mince and tatties yum
- think about party for DS (Halloween)
- given a bag of bramleys last night for cat feeding so do something with them
- got some stuff from charity shops for xmas type things, but we aren't really doing xmas so they are really kinda emergency things
- check bank
- letter to MP about WTFC fiasco and to bank (still not done it)

Hope you are good, not to sparkly today, seem to achieve almost nothing work wise - holidays eh??
Much love to you all

KTjazz

fayjmck wrote: »

Today - hi guys - rainbow socks again am afraid!!

Nothing wrong with rainbow socks! :rotfl:

Pippilongstocking

I know - its just I had them on yesterday too!!!!!! Good money saving or is that a bit lazy??

Kerriebaby

Hello all

1. Im not taking my bank card or my purse with me, when i go to my client. Just my train fare.
2. Freezer dinner tonight.
3. Find a job