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'Earn 6.5% plus £60 of Tesco Deals' article discussion area

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  • What constitutes Tesco Personal Finance member?
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    halleluja!! i have at last managed to get my account so i can access it and see the money paid in (only took since the 13th october to get this far lol -(not to mention i have only just ordered the card reader so i can set up payees so i am able to withdraw as and when needed, not that i intend to for a while but with the currant economy you never know whats around the corner
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • isofa
    isofa Posts: 6,091 Forumite
    What constitutes Tesco Personal Finance member?

    Someone holding one or more Tesco Personal Finance products.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I opened one of these accounts last year (they ran a similar offer) and never got around to putting the money in in time so it's been empty ever since. I think the account still exists, though.
    Does anyone know if I put the money in now I will get the points as part of this promotion?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Does anyone know if I put the money in now I will get the points as part of this promotion?
    No, see post #84 above.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    No, see post #84 above.
    Thanks, that's a shame.
    Do you think it's worth phoning them to see? Any experience of Tesco Personal Finance and how likely they are to do this for me?
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    tesco didnt cut the interest based on the last 0.5 cut and left it at 6.5, do you think they will still leave it as this now the base has been cut by a further 1.5 (ie will they continue paying 3.5 above interest rate whilst people are in their bonsus period?

    also who long has it taken people to get their card reader? i was just wondering as i have ordered mine today, and it said 15 days, is it really taking this long?
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • renard_2
    renard_2 Posts: 147 Forumite
    About the card readers:

    I am an existing TPF customer, considering opening an Internet account.

    I already have one of their card readers for use with my existing Instant Access account.

    I also have an (apparently) identical reader issued to me by NatWest, which like TPF is part of the RBS group.

    Please does anyone know if these readers will work with Tesco's Internet account - or will I have to apply for another reader?
  • A._Badger
    A._Badger Posts: 5,881 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've decided to bail-out. Tesco's 0800 number was permanently engaged when I tried calling to find out why they were taking so long to open my account and when I finally did receive the letter acknowledging the opening of the account and then read the rigmarole Tesco insists on to get the account up and running, I decided to write and tell them not to bother.

    I'll lend my money instead to someone who seems to want it!
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A._Badger wrote: »
    I've decided to bail-out. Tesco's 0800 number was permanently engaged when I tried calling to find out why they were taking so long to open my account and when I finally did receive the letter acknowledging the opening of the account and then read the rigmarole Tesco insists on to get the account up and running, I decided to write and tell them not to bother.

    I'll lend my money instead to someone who seems to want it!


    i was tempted to do that too, now that its sorted (excluding the fact i havent got the card reader yet) i am hoping that running the account wont be as difficult as it was setting it up
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
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