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First one to clear 15k gets a paper hat
Comments
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Phew, I was worried for a moment. I have the telly on in the background, it may have addled my subtlety radar£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
It was code for carrying recepticles / googles to protect eyes from UV light and protective leather objects for toesies
Big sister is still watching.....poorandindenial wrote: »Phew, I was worried for a moment. I have the telly on in the background, it may have addled my subtlety radar
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
:eek::eek::eek:
Stand in whip cracker is about
Debt chatter, low cost credit card, high interest ISA and oh no its gotta come out lovely Prada handbag :rotfl:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
sprung!...£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
using a 0% on purchases credit card???
I have just been internet shopping... for OH, his shoes are on their way out and he has been really impressed with them so I have hunted out and sent him the url (being boy work shoes they are dull, dull, dull but at least I am not looking for my own potential purchases)£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Maybe we should use shopping for boring things like boy's shoes / power tools / weekly shop as adversion therapy?!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
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poorandindenial wrote: »That is a bit Clockwork Orange!
Strap me to a chair, clamp my eyelids and make me watch endless pictures of Mulberry, Radleys, Prada, Fendi, Chloe etc etc
Oh happy days
Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
I may have also done a spot of research in the Dune sale - but they haven't done further reductions yet so am holding out. Must be strong.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
be strong girls....
Shelley have you already succumbed?
Recently???
Fess upAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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