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First one to clear 15k gets a paper hat
Comments
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Hello :wave:
Its been hot and sticky here but seems a bit of a breeze tonight but I've been huffing and puffing like Doodles dog in my sticky west facing room at work.
Glad to hear the flashbacks are good :rotfl:
Also lovely to see some debt busting on the thread we do seem to keep waylaying it (and I mean we I'm not taking sole blame!)
Picnic sounds like lovely idea as long as somewhere with shelter too as it is England don't let this week fool youLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Sadly my £500 is routine payments so you might want to hang on to the congrats - lol
We could plan for a picnic and then have a back up plan in the event of rain£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
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Yeah, I feel really bad debt wise at the moment. So much money is going out. At least when OH's JSA comes through I can use that money to pay off the debts each week and I will feel like I am getting somewhere.
Haven't been able to do AQA for ages cos work pay for my broadband and are taking ages to get it installed in the new place. I only have a dongle that is compatible with my work PC. That is driving me a bit mad as well as it is a good source of income.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
poorandindenial wrote: »Sadly my £500 is routine payments so you might want to hang on to the congrats - lol
We could plan for a picnic and then have a back up plan in the event of rain
still the feeling of paying off that little bt more is quite special0 -
God damn you lot!
I'm gonna have to give up my job just so I can read this thread one page at a time rather than trying to read through 16 pages between mouthfuls of curry!!!
Just think of all those things we will all have again when the debt is paid.... and if only you lot put enough effort into finding extra cash and ways to save money as you did googling mulberry handbags.......
Honestly what more do I need to say to you people!!!!
GAH!Wealth is not measured by currency0 -
It just sounds so much better coming from you LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I best not mention the shoes I just boughtProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
poorandindenial wrote: »Go on, take one for the team
OK its all my fault and I will try not to lead the hard working debt busting Paper Hat gang astrayGod damn you lot!
Just think of all those things we will all have again when the debt is paid.... and if only you lot put enough effort into finding extra cash and ways to save money as you did googling mulberry handbags.......
Honestly what more do I need to say to you people!!!!
GAH!
Wise words from our leader :dance:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
OK its all my fault and I will try not to lead the hard working debt busting Paper Hat gang astray
and shoes - doodledoo... we will let you off since you will soon be debt free but... no excuses for the rest of us... (I did look at new shoes last week but they looked rubbish so managed to put them back:rotfl:)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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