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First one to clear 15k gets a paper hat

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  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    If I claim at the end of October I will defo get it back for Xmas. Maybe I think it takes ages but it is the same for everyone else. It usually takes about 3 weeks!!!

    I am just an impatient person, I love to see it bringing my credit card down and even the day I pay it into the credit card I am impatient to see the balance coming down. That's prob why I am in so much debt. Too much of a 'I want it now attitude!'
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    as long as the "i want it now" applies to getting the debt balances down!
    Wealth is not measured by currency
  • Mike84_2
    Mike84_2 Posts: 71 Forumite
    Hello everyone!

    Savingholmes - I am disappointed!! :p

    Make sure you get them done tomorrow!

    I tried to apply for one of them Virgin cards today but got turned down (must have a bad credit rating!). They offered me some 40% credit card :eek: (I don't think so!!!)

    Apart from that I haven't done much really. I tried to close my old account but they wouldn't let me as I didn't have the card on me so got find that tonight and do it tomorrow.

    I'm waiting to get paid but it isn't till 31st Oct, but when it comes around I'll be paying about £700 off on my debt!!
    First to £15k hat challenge!
    Debt £14,393 / £10.49
    Savings £607 / £0
    That hat is mine!!!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CAFCGirl wrote: »
    a) Managed to take the receipts in and ask how to go about getting them back!

    b) You need to make sure thats done first thing tomorrow!

    Else we're all gonna kick your a$$!
    so a) you didn't either then and b) thanks!:rotfl: I've had loads of people rate my dooyoo reviews only got 1 somewhat useful, rest were useful or very useful! (Out of a whole 3;) ). I suppose I'd better go on-line and rate a few other people's now too!;)

    Thanks all for the ratings
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LOL well technically...... I couldnt claim mine back.... as noone would tell me how to.
    Normally it comes out of petty cash but I dont have £275 in my store petty cash to give myself... otherwise I would have! LOL

    Well thats my excuse.

    or c) we were both carp and deserve an a$$ kicking....

    Well done on the ratings. I havent checked mine today, im too scared in case ive been booted off!
    Wealth is not measured by currency
  • Mike84 wrote: »
    I tried to apply for one of them Virgin cards today but got turned down (must have a bad credit rating!). They offered me some 40% credit card :eek: (I don't think so!!!)

    Hi Mike

    I haven't heard yet about my application for the Virgin card, did you get a letter in the post or did they call you? When did you apply.

    I called Lloyds and asked if they had any deals on BT's and they said there was a 'good' offer 4.9% for 6 months with a 3% fee, I nearly laughed, doesn't sound 'good' to me, not going to bother, I wouldn't have minded 4.9% for a year or until paid off. Oh well back to the drawing board, will just have to see what the A&L interest is after 15 November when my 2.9% reverts back.

    Going to throw every spare penny at the A&L card.

    I also sold one of my items on Ebay that I listed yesterday so that was good.
    Sealed Pot Challenge #016
  • CAFCGirl - you do make me laugh! I hope you get your expenses back soon £275 in a lot of money.

    Sell me Primark clothes, I've bought kids stuff from there before but haven't bought ladies clothes for years from Primark? I am hoping to go this week while bf is off, I do like going there and looking around but the queues are long most of the time and nearest one is about 4/5 miles away so we don't go very often.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have to be the right body shape (and size) for primark - unfortunately I'm not so I prefer Matalan. I also found Primark clothes shrink more / quicker or that was my excuse anyway LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well at least im good for something... thats made my day!

    I miss Primark....
    Wealth is not measured by currency
  • Mike84_2
    Mike84_2 Posts: 71 Forumite
    Hi tmd,

    I applied for it on the internet and they told me straight away at the end of the application that I had been unsucessful.

    I think if they don't tell you anything then you can assume you have got one, just don't know what the apr would be!
    First to £15k hat challenge!
    Debt £14,393 / £10.49
    Savings £607 / £0
    That hat is mine!!!
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