First one to clear 15k gets a paper hat

clearmydebts

I think they get charged a late fee if they don't pay on time, we don't see any of this fee though. Just got an email back from the agency. They said they have left messages and they haven't gotten back to them. They have a worker ringing them today, who can speak Polish (as they are Polish) and she will get back to me.

tirlittan

Hello all! Sorry for being away for awhile again, but weekends are pretty busy at the moment. Some exciting things are happening though. Firstly, I managed to sell my regulators for £157.19 profit after fees (extortionate) and postage. A lot more than I was expecting, so very, very pleased. Now I can transfer the money from paypal to my account, which altogether will be close to £200. Secondly, I decided to opt out from my work’s pension (though it’s very good, I think for the next year or two, it will make more sense to use that money for paying off my debts) and as I did it early enough, I should get the money back I’ve already paid towards it and from next pay already (15/12) I’m not paying towards it anymore. I’m also supposed to get my back pay in the next pay. If all goes to plan (fingers crossed) I should be able to pay minimum of £990 this month of my debts!!! This would also mean that I would’ve paid off my family loan and Barclaycard and would only be left with Student loan and Virgin CC. I so hope this all will happen, it would be so motivating. And another good news from yesterday, my BF has decided to stay in UK for Christmas and New Year!

doodledo_2

CMD - Hope you get your situation sorted hun.

Trillitan - wow so much good news. You're brave opting out of your pension, I have thought about it a few times as I contribute three figures to mine a month but work contribute the same too so I would be losing quite a lot. Just quite depressing when you see how much goes out though.

Fab news about your BF sounds like its going to be a good christmas for you . Can I be nosey? Where is your BF from?

tirlittan

Well, I have a very good pension scheme as well, but I decided that as I've only started it and I'm not sure if I'm staying with the company, that I'd take the immediate rather than long term benefit of the money. I feel I'm still young enough to do it. My BF is English, it just that his company are having a shut down from 19/12 - 6/1 so it's a long time off and he usually would've gone on holiday. I'm the foreigner being from Finland.

doodledo_2

Cool we have a continental challenge going on. Hopefully you will win and we will all have to have a trip over to present you the coveted paper hat

tirlittan

Ha ha . But that would mean I would have to fly back as well. I do live in Wales.

doodledo_2

My AQA pack has arrived :eek:

tirlittan

Good luck doodledo!

clearmydebts

doodledo wrote: »

My AQA pack has arrived :eek:

Good luck. Am around for the rest of the afternoon if you need a hand, am also around this evening after about 9pm. Will be gone all day tomorrow but back again on Friday.

doodledo_2

Cheers CMD. I won't get chance to look at it till tonight and then I'm back at work tomorrow and Friday. May be able to do a bit at work in my break.

Had a quick flick through nothing too scary on there. I think key will be the questions where they ask an opinion rather than facts and my grammar.

If you PM me your email shall I send it though? You can have a nose and send me lots of lovely advice if you would like