Friday 17/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Clicks
• check online banking
• move some money into savings
• storecupbord lunch
• Cook tea for oldies at work and eat for free
• swim and jacuzzi to use gym membership
• take a load of stuff to recycling centre
• have a sparkly Friday:D
• make a loaf in breadmaker as OH has scoffed every bit of bread in house again:rolleyes:
• Py for DD's upcoming school trips - £500+ using £2 coin pot which I broke open last night, just £50 to find - but that is down to DD now;)

Good morning everyone, back to normal today:D
Hi to all the regular posters:hello: :hello: and welcome to any newbies:D . Cold and grey here today but at least it is almost the weekend:j. Off to work now very sparkly and wearing socks with my name on just in case I forget who I am today:rotfl: . Have a good day everyone:D

bathgatebuyer

I walked past the coffee shop this morning and resisted the urge to spend £1.20 on a latte;
I may get delivery of my Berghaus winnings today (which would be perfect as I'm going to be sat at a soggy football match tomorrow;
I've been given a runner rug from someone at work to help heat the hall, not to mention a nice steel Tefal 4 slice toaster too;

P.S. Got home and my 3 Berghaus jackets are here with one more still to come! Woo hoo!!!

andreweduk

Brought my lunch into work again after 2 NSDs in a row

mickey_mouse

Gooooooooooooood Morning:D

today I will be doing ...
-daily clicks
-comps
-making use of my tennis club membership and playing tennis
-unfortunately not a nsd as I have an eyetest booked and also will need new frames.

have a great day everyone.

Miss_Piggy_2

Good morning all. Good to see you back sophiesmum - didn't seem the same without you!


Well heres my paltry list for today:

* Post a couple of ebay parcels
* Try and have a NSD
* Check online banking and try not to cry (I HATE 5 week months!!):D
* Start a savings pot to build up money for f & f settlement offers - will take a while but got to start somewhere!

Miss P
xxx

Pippilongstocking

Morning all and (happy birthday to any lurking birthday girls.......we know its sometime soon:))
Out last night (quiz only spent less than £5)
This am bit fuzzy......
No doubt washing later, its teeming down here so will need to investigate
Before work job
Write up some literature
Cancel work dinnner tonight - will go later for a drink and Brother making his special 'kebabs' tonight thus having a delicious meal but no spend at a hotel
Think of fun things to do with kids in soggy ness
Hope to not lose any animals today but the morning is young.......

Have fun......love the socks idea SM - mines are bright pink today which I will wear with pride under my regulation green farmery work clothes
Write to silly bank and complain about thier shoddy behaviour, do same for WTFC folk
Bye xx

pS Andan sorry about the pathetic list, I will endeavour to make a longer one later - thus trying to seem like I am doing something

savingforarainyday

:j its Friday.

Today I will

Take ds to pottery
Pop to allotment to get apples someone has given me. and some veg for weekend
Into Morrisons to pick up a couple of cooked chickens for Dinner.
Check on line Banking
Check Items on Ebay
I will put the washing away.
Pick Mil up for dinner.
Make hair appt

Have a good day folks

OliveOyl_2

Welcome back Sophiesmum :hello: KTJazz rescued us poor wandering souls yesterday It is gloriously sunny here today, I'm hoping that it stays like this tomorrow and I can get some gardening done
And I look in the fields now, and check on the animals, are they hiding? Are they knitting stripy jumpers in order to play Where's Wally?

Hopefully a dull day for me today I shall of course sparkle
Otherwise:

• a NSD, if I can avoid the chocolate machine
• housework tonight, stardrops, microfibre cloths and elbow grease.
• finish wrapping the first batch of Christmas presents :eek: Unbelievably, I have done most of my shopping - but that's because we're away at Christmas, and we're visiting rellies in a week or so's time and will smugly be able to leave their presents for them. (We'll get ours in March though :rotfl: I know they haven't realised!)
• chase the bank for my replacement card :mad: (I keep giving up after being on hold for SO long) I can't cope much longer being unable to do my banking -or worse update my signature!
• Brought in lunch, will forage for supper in the cupboards and freezer.
• plan my schedule for the weekend in order to maximise the time I can spend in the garden.
• cook some more apples/windfalls.

have a good one everybody

MadWomble_2

Morning every body

I have

• Made a packed lunch again. I actually had breakfast before coming to work too, which means I won't scoff my entire packed lunch by 10am which is my usual trick!
• Broke into my penny jar last night, and counted up £30. I'd normally leave it a bit longer, but I was over enthusiastic in making loan payments this month, and accidentally cleared out my account. Whoops :rolleyes:
• Borrowed The Wire box set (all 5 seasons!) off a friend. Figure that all the time I spend sitting down and watching it, I can't be elsewhere, spending what I don't have
• Still doing well with my personal campaign to give up (or drastically reduce) tea and coffee. Both because it's expensive at work (and they won't let us have a kettle in the office for health and safety) and I find myself far too jittery after even a small amount of caffeine). So, water all day for me now. Cheap and good for me!

Best of luck to everyone else!

Piquant_2

Morning one and all!!

Welcome back SM as Olive says, it's good to have the grown ups back :hello:In one day we've managed to get Fay's animals dressed in stripey jumpers.... Today I am wearing orange and red striped socks under my black trousers and I'm sparkling like mad

Accidentally over-quaffed the wine last night, it's work's fault that I needed it, therefore, I have no guilt whatsoever, about bringing my hangover in with me...

Here comes the list!! You may borrow items off it, if you're short of ideas andan:D

• come to work
• bought in hangover, breakfast and lunch
• sorted out some carrots for the Captain
• sorted out washing and left piles over the bedroom floor, gives me something to look forward to for this evening
• make a loaf
• bank a cheque
• sparkle in a green light

Will pop back later to see you all

Pippilongstocking

Update
Animals all fine, no stripey jumpers in sight (does that mean I have lost wally? or he's not up yet?)

Adding sparkling to my list - and well done on the committment to sock rebellion - very impressed and a great DFW way to make you smile!!