Do you own? Rent? Other?

redmel1621

rent - private

I rent privately, and as others have said, I prefer to do this as I love moving and this gives me plenty of freedom.

Once our plans for the future are in place we may buy somewhere, although very unlikely it will be in this country..

Mel x

mjdh1957

other (there's always one....)

Debt_Free_Chick wrote: »

Christ on a bike! Is that a photo of you!!! :rotfl: :rotfl:

Sorry .... I didn't pay attention, but glad to see you have your head screwed on, especially with the wills.

No, it's not actually me though it's a fair approximation. It's an image from the game Civilization IV which we both like playing. :cool:

mizzbiz

other (there's always one....)

Im in the same position as mjdh. My partner bought the house before we met, but it's 'ours', although technically I don't own it.

As for the civil partnership thing, well, we will be getting married within the next couple of years anyway, but despite that, I wouldn't want 'ownership' of his house if, god forbid, we did split. I would have to pay something to live if we weren't together so why should I expect anything back from him in that case? As it happens, I would have less than zero chance of getting a mortgage as I was a very naughty student, so owning wouldn't be possible for me for another few years anyway.

oldMcDonald

rent - social housing (council, HA, etc)

I appear to be the only one who has answered 'Social Housing' *ducks and prepares to be chewed up and spat out* I rarely 'admit' to that on here now as there seems to be so much anger towards anyone who is in this situation on these forums, regardless of what their situation is or how they ended up in socail housing:(
FWIW, I'm not at all ashamed to be in HA rented. I am very grateful for this house, we were made homeless (long, long story - there was no way we could foresee it coming), and with a profoundly disabled child it was impossible for us to find somewhere to rent privately - no landlord would take us on. We are not in this situation by choice and as soon as we can afford it, we are buying.

neverdespairgirl

rent - private

oldMcDonald wrote: »

FWIW, I'm not at all ashamed to be in HA rented.

Don't see why you should feel ashmaed at all.

wolfman

rent - lodger

Renting. Will do so and continue saving.

Am looking to buy one day when it's possible. If not I'll look to other countries.

oldMcDonald

rent - social housing (council, HA, etc)

neverdespairgirl wrote: »

Don't see why you should feel ashmaed at all.

That's because you are sweet and look at the whole situation. An awful lot of people on here seem to have a preconceived idea that if you are in H/A or council then you don't work, have loads of kids and are a chav.

*edit - OK, I do have loads of kids, but I had them before we became H/A tenants

slipthru

rent - social housing (council, HA, etc)

oldMcDonald wrote: »

I appear to be the only one who has answered 'Social Housing' *ducks and prepares to be chewed up and spat out* I rarely 'admit' to that on here now as there seems to be so much anger towards anyone who is in this situation on these forums, regardless of what their situation is or how they ended up in socail housing:(
FWIW, I'm not at all ashamed to be in HA rented. I am very grateful for this house, we were made homeless (long, long story - there was no way we could foresee it coming), and with a profoundly disabled child it was impossible for us to find somewhere to rent privately - no landlord would take us on. We are not in this situation by choice and as soon as we can afford it, we are buying.

Nope your not alone, we live in a HA flat and as soon as prices become affordable we will be buying too.

SandC

Own, with mortgage, equity

Own with mortgage and equity. I don't foresee ending up with no equity as my mortgage is less than £22k. Now I would be looking at paying that off as soon as but I have this foreign holiday/wine/cigarette habit to think about.

lostinrates

I live with parents, DH lodges....which should I pick...?