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Incapacity Benefit

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Comments

  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Isn't it pleasant to be able to have an interesting exchange of views without it descending into abuse and name calling? I hope you stay around on MSE.
  • I,ve enjoyed discussion and it was an interesting and informed debate.Its good to talk to people who know what they are talking about,and put it in a way that you understand.Think i will stay around and try to contribute.:beer:
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    Isn't it pleasant to be able to have an interesting exchange of views without it descending into abuse and name calling? I hope you stay around on MSE.

    Yes it does make a change to have someone listen to the answers without going off the deep end! I wish there were more like it.
  • scootw1
    scootw1 Posts: 2,165 Forumite
    As I don't claim any benefits but know lots of people who do,could someone explain what benefit people I know who are on the sick are claiming if they have never worked? as far as I understand from what I've read here IB is a contributory benefit but if you've never worked you have never contributed so what benefit is it?Just out of interest this is.Not having a go
  • scoot, you can get Income Support under the circumstances you have detailed. This is a means-tested benefit based on household income, assets and savings.

    The OP does not qualify for this either as he has equity in three houses other than the one he lives in.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    scootw1 wrote: »
    As I don't claim any benefits but know lots of people who do,could someone explain what benefit people I know who are on the sick are claiming if they have never worked? as far as I understand from what I've read here IB is a contributory benefit but if you've never worked you have never contributed so what benefit is it?Just out of interest this is.Not having a go

    They may be claiming Income Support with the disability premium along with Incapacity Benefit credits. Also it is possible to claim IB in youth as follows.

    People who have been incapable of work for over 28 weeks before age 20, or age 25 if they have continually been in education since before age 20. If they do not already have Severe Disablement Allowance, you could get Incapacity Benefit without needing to satisfy the National Insurance Contribution Conditions.

    You must be at least 16 when you claim. If you are aged 16, 17, or 18 you will usually not be entitled if you are still at school or college for over 21 hours weekly. Any education that is not suitable for someone (without any disabilities) of the same age as your self should not count towards this 21hour limit.

    Always put in a claim for Income Support at the same time. As you would normally get a top up. If you do not get Incapacity Benefit then the qualifying conditions for Income Support, are easier to meet so you might be paid this instead anyway. Your parent will have to give up Child Benefit if you are paid either.
  • JSA, IS,HB,CB,the list goes on as these are means tested benefits,but what if you are unable to work for whatever reason where do you stand on IB then?
  • Carrying on from what scoot posted i now a few people who have,nt worked for over 20 years since the local steel works closed when maggie was in power nothing wrong with them still go to the pub,have sky tv and go to Benedorm once a year,what do they know that we dont
  • suelees1
    suelees1 Posts: 1,617 Forumite
    As has been said before, IB is only payable if you meet the very specific NI contribution conditions.

    Some peole who have been on benefits as 'sick' for a long long time might be getting Severe Disablement Allowance. this was a benefit paid to those who didn't have the necessary NICs. It was abolished years ago but those who were getting this and still meet the conditions continue to be paid it.
    I'll get you, my pretty, and your little dog too!
  • Severe Disablement Allowance!
    Definition of disabilty is "a person has a disability if he or she has a physical or mental impairment that has a substantial and long term adverse effect on his or hers ability to carry out normal day- to- day activitie.
    Sue come down to where i live and see these so called disabled people on a Fri and Sat night the drink must take away the pain of their disabilty. I dont mean to be flippant but please something has to be done we are a benefit society and unfortunately the people who deserve benefits are not getting enough because we cater for anybody who does not want to work.
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