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BOB'S Cunning Plan

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Comments

  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Oh Bob :grouphug: He doesn't seem to learn does he?
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
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  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awww bob , hugs hun, it must be so hard for you ~one step forward & three back & worst of all not of your making.
    But I have to say that your Valantines verses did make me laugh ~sorry!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • ZTD
    ZTD Posts: 24,327 Forumite
    boredofbeingathome wrote: »
    I am seriously thinking that the best thing for him would be a debt management plan as he would have to budget then and stop relying on credit cards..all the extra monies we have could genuinly be going off debt instead of him kidding himself:o

    Why don't you got for that? He's sure to resist, but tell him it's either see CCCS, or Relate - and Relate charge.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
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  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    beanielou wrote: »
    Awww bob , hugs hun, it must be so hard for you ~one step forward & three back & worst of all not of your making.
    But I have to say that your Valantines verses did make me laugh ~sorry!

    Thanks Beanie and squizz. The weird thing is that i do feel responsible in a way..if that makes sense:o I am not very good at carrying out my threats..i have lost count over the past couple of years how many times i have told him..each time i give in and he gets another chance, which is probably why he is a sneaky sh*t at times.

    So hopefully we can pull out of this and in a way it is a good thing when stuff comes to a head..a bit like squeezing a massive zit:eek: :rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    aww hugs bob...I do think (the more time goes on) that men are a bit like kids so as with parenting you need to carry out threats or they become empty and they know theyll get away with it. Can totally understand why you are so hacked off...hope you deal with it head on and manage to get somewhere...do you want me to set bob on him?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • skint_spice
    skint_spice Posts: 13,556 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Petrol has been going back up a bit - not sure why! ok, probably not £60 worth. I'm sensing he may be a bit resistent to the DMP but I hope he has his own wee LBM soon, not sure what would prompt it though.
    Mortgage OP 2025 £7050/7000
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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi BOB ...I do sympathise with you and don't know what the answer is.Maybe his interest rate on MBNA has gone up...a DMP may be a good idea as he can't have any credit then...love the valentines verse though.
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Cheers everyone, have had a good old tackle as soon as he came through the door tonight..lol.

    MBNA haven't put his interest rate up and he hasn't spent on it.(Ithink or so he says)they have just varied the DD for some reason...totally evil they are..and he should have checked the statement properly. This is some of the problem.

    I may have some more valentine verses tomorrow..but been chilling on youtube with 80's music..feel calm and a bit of whitesnake always does it for me. So talking of luurve as it is nearly valentines day.

    http://www.youtube.com/watch?v=4KsESm0x1_c&feature=related

    The lyrics have a certain poignancy no?
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    ZTD wrote: »
    Why don't you got for that? He's sure to resist, but tell him it's either see CCCS, or Relate - and Relate charge.

    Resistance is futile eh?:rotfl:

    I am making him fill out the debt remedy if only to wake him up a bit. I am also showing him the snowball calculator again:rolleyes: so he can take his pick.:cool:

    Maybe this will be the final result..without the naked bit of course..

    http://www.youtube.com/watch?v=23lfNaPKKT4
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hope OH is behaving BOB - how can anyone not take notice of the snowball calculator - its like a gospel in this house!

    OH loves Whitesnake for a bit of chill out (Id never heard of them until I met him - I an really uneducated on music!) xx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
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