Sunshine, Daffodils and lolipops-concentrating on the good things in life

jenchin66

Pania, sorry you were feeling down, you've now had the Hypno treatment, so hopefully you are feeling a bit more up.;) and did you know she ran round the lake three times:rotfl:

Good luck for your new job Monday

spud30

I'm fine thanks P

Good luck with your new job :beer:

hypno06

The "hypno treatment" - poor girl, she may never recover!!

Right, I now have to go to bed because I have an early "get DS to some distant ski slope for training" day tomorrow.....it is my turn to drive so have to pick up another on my way and hope that my coffee does the trick first thing!!

Catch you all tomorrow at some point......!

(oh, and I have taken photos of my blisters, P, just in case you don't believe me.......!):D (I'm actually quite proud of them.......!)

pania

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 1
Number of children in household......... -
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 2427
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 2427

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 250
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 60
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 17
Groceries etc. ......................... 70
Clothing................................ 50
Petrol/diesel........................... 100
Road tax................................ 12.33
Car Insurance........................... 19.95
Car maintenance (including MOT)......... 10
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 6.18
Other insurance......................... 13.54
Presents (birthday, christmas etc)...... 10
Haircuts................................ 20
Entertainment........................... 100
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 739

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 2500
Other assets............................ 0
Total Assets............................ 2500

No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Nationwide.....................13795.7...100.......0
Northern Rock..................1118......274.......0
Welcome........................693.7.....51.56.....0
payment........................500.......100.......0
Dad............................1372......100.......0
Capital one....................659.......45........0
Training Debt..................840.......50........0
Halifax Loan...................954.25....41........0
halifax cc.....................1893.75...50........0
Total unsecured debts..........21826.4...811.56....-

Monthly Budget Summary
Total monthly income.................... 2,427
Expenses (including secured debts)...... 739
Available for debt repayments........... 1,688
Monthly UNsecured debt repayments....... 811.56
Amount left after debt repayments....... 876.44

Personal Balance Sheet Summary
Total assets (things you own)........... 2,500
Total Secured debt...................... -0
Total Unsecured debt.................... -21,826.4
Net Assets.............................. -19,326.4

pania

The hypno treatment!!!! yup!!! have had that a number of times now. a kind and caring kick up the butt is administered and i know that as she met said person on a number or occasions, and me too (poor woman) that the kick up the butt is administered with perfect accuracy!!!

Text me the photos if you can!!!

OK so not a bad surplus there meaning overpayments a go go..

ZTD

pania wrote: »

Hi all

Update time from panialand and tbh I'm feeling a little flat right now.

I should be over the moon as i start my new job on monday. I'm free of tosserboss. my pay has doubled almost overnight and strict financial planning (until 3 am the other morning!!!) means that i will be able to be debt free of all but my largest loan by the end of august.

:beer: :j :T :cool: :T :j :beer:

pania wrote: »

So... why so flat and blimmin manic depressive? I miss OH sooo soo much i really do.

In the same way some people miss their hemorrhoids?

pania wrote: »

right now it feels that leaving him was the worst thing i ever did. I love him i miss him

You don't love him. You don't miss him, you miss the fact you had someone to talk to. You miss the attention, despite the fact the attention was entirely negative.

pania wrote: »

i miss the company

That's entirely what you miss

pania wrote: »

i miss norfolk

OK - what's so good about Norfolk?

pania wrote: »

and i shouldn't have ever left him.

You missed a little bit from that sentence. "I shouldn't ever have let him without ramming an operating chainsaw up his arse."

pania wrote: »

He has told me quite categorically that there is no hope of me ever getting him back,

:j :j :j

That's like having Harold Shipman refusing to be your GP...

:T :T :T

pania wrote: »

and the way that i have treated him i can say that i blame him at all.

Treated him? God sake woman you did so much to help him and love him and all the rest.

pania wrote: »

It just hurts. Also my friend last night said to me that he is happy for us to be friends and to carry on as we are... (i'm sure the less naive amongst you will know exactly what that means) but although he cares about me he does not want to be in a relationship with anyone and he will feel that way for quite some time ahead.

So go looking for someone else. Big cliche - but plenty of fish in the sea. Especially for someone as warm and loving and pretty as yourself.

pania wrote: »

SO a bit of a double whammy in 2 days that one!!! so feeling very lonely righ tnow and wondering exactly what i did wrong.

Nothing. Sometimes bad news just comes in clumps. Having said that - XOH not wanting to take you back is not bad news. It's the last gambit of a failed "controller".

pania wrote: »

Anyway on the bright side i can post a new SOA and really really make this job work for me. new year new start and onwards and upwards from there, I've been down to the dog school today and have had the best laugh going although it was blimmin freezing (-3 one preson said) and was blizzarding for some of the day so i turned into an ice cube and had to come home to a 2 hour long bath to thaw out!!!

Southerner...

pania wrote: »

but it has made me crave a dog soooo much its unbelievable, Hey i can't go that far wrong that a dog won't love me right!!!

People do love you. Sometimes not in the way you want, but they love you all the same.

pania wrote: »

New SOA on its way shortly.

Hugs
P
xxx

:grouphug:

Mudbath

Massive hugs Pania and just think....somewhere in the UK your new dog is waiting for you (or if you're getting a puppy it might be a glint in it's father's eye but you get the picture). It's a really exciting time for you but it's out of your comfort zone so of course it's scary too. My advice would be - don't look back...if you go too close to your ex hypno would be after you and i've heard she's running quite well right now (something about three times round a....no, can't remember). Have a great time in your new job xx

Different_Corner

pania wrote: »

I think part of the problem is i lost so much sense of who "me" is while we were together that i am still trying to find "me" again. No more loneliness... righto!!!

Pania
Got to be a bit selfish, do stuff for you. New life, new identity.

As for being out in temperatures of -3, I've just put the heating on thinking about it ! I just don't function in the cold. I guess the upside is you'll hopefully be basking in the Summer sun while we are all stuck in offices.

I'm so glad you've got a job you love, makes the day soo much better to wake up to.

Love my dog, he has social issues with people (sometimes I don't blame him !) but he loves us and I look forward to the day you get your fluffy one.

chevalier

Pania....

WHAT ZTD SAID ........


IT IS ALL TRUE, SO ONWARDS AND UPWARDS

well i have to shout it is a long way from where I am to where you are lol
chev

ps Different corner - seems we have a similar sense of humour....

Different_Corner

Chev, I've noticed that before Only a select few have been chosen for this sig you know;)