Monday 6/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j


Today I will:

• Check online banking
• see if any clicks
• storecupboard lunch and tea
• make a loaf in breadmaker
• Go for swim and jacuzzi to use gym membership
• Make a batch of yoghurt
• Pick the last of my carrots from garden to use in tea
• Look for a cheap holiday somewhere sunny for November:p

Have a good day everyone, the sun is still shining here but it is really cold - winter has definately arrived. Busy day ahead at work with lots of meetings will need a swim and jacuzzi tonight to unwind:D

Catch up with you all later, (((hugs))) to anyone feeling low or poorly, hope you feel better soon.

debtfreesomeday

Morning Sophiesmum and all

Well after a few days off sick last week, I'm back at work today and it definitely feels like a Monday morning!

Today I shall/have:

• Bought breakfast & lunch to work
• Put a whole chicken to cook in the slow cooker this morning (hope it works - first time I've done this!)
• Going to gym tonight to use our free membership at the moment
• Checked online banking
• Got hubby to post some mail so a NSD for me!
• Put spare change in pot this morning
• Make veg soup tonight with free veggies kindly donated by my wonderful parents

That's about all I think, not a long list for me today - will start back slowly!

Have a great day all xx

Pippilongstocking

Hiya all
it down in dumps - but fighting onwards!

Today
Check bank
Froze leftovers
Tea something from meal planner
Charge phone at work
Sortout car tax
Home for lunch

Thus far that's it - have fun and when normal service is resumed my list will be more enthusiastic!! Hello to everyone, bit grey and grey here - its a bit of an Eeyore day.

Rummer

Yay I am second today! Morning Sophiesmum and all those who follow! Today I am going to:

• Banking
• Clicks
• Post letters
• Store cupboard lunch and dinner
• Wash DD halloween outfit (charity shop bargain)
• File away seeds for next year
• Organise paperwork into keep and out bundles
• Shred paperwork for animal bedding
• Select items to sell
• Put books on Amazon
• Laundry at 30 and hang
• Various bits of gentle tidying
• Encourage OH to keep decorating DD room (almost there)
• Read more for my course
• Maybe go for another gentle walk

Think that will do for now see you all tmrw!

Rummer

Must get faster at typing!

andan

Morning all, to all those who aren't having a gret day, i'm sending a big hug.

My day didn't start off too well, have just sent a snotty message to a mystery shopping company. I picked up a job from them late on friday, when i tried to phone to book an assignment date there was no one there, so i emailed them instead. But because the assignment date wasn't set within fourty eight hours, i lose the asignment, despite it being their fault!!

Anyway, onwards and upwards today:
-Am off to college in a moment
-Will then go and do four mystery shops
-Will come back and write up reports
-Will keep a look out for more bookies to sign up with
-Will leave car at work, which is close to town, so that i don't have to pay any car parking fees!!
-Take drink and food to college so that i don't buy anything unncessery
-Have sorted out stuff for college
-Will work on nvq work when i get back home
-Will work on case studies
-Will arrange meeting up with a friend soon so that i can do her treatment on her which i need to do for her case study
-I'll get in touch with some places regarding placements
-I will start my counselling assignment which i didn't get done yesterday
-Will continue submitting website to search engine and directories
-I'll read some of cousnelling books
-Ill work through emails
-I'll do some surveys
-I'll try and place a matched bet
-I'll make meals from storecupboard
-I'll sort out financial papers

Think thats it for me, if i think of anymore i'll add them. Have a great day everyone and speak to you all later.

~Yorkshire_Belle~

andan wrote: »

Think thats it for me, if i think of anymore i'll add them. Have a great day everyone and speak to you all later.

Andan, you do make me chuckle with your lists! And to think you want to add more - you're unstoppable! :T
Today is not going to be a NSD as I am meeting someone for lunch but will be as LS as I can make it.

• Tea from cupboard and on meal plan
• bank checked dd ok I think but need to confirm one I altered last month
• heating not on
• meter readings taken and entered in imeter
• ring mortgage people AGAIN grrrrrrr
• go to bank and pay in cheque
• took sealed pot to Building Soc change machine (no commision) and got £25 which I stuck in my account
  

Will try to add more soon to match andans list !
have a great day everyone
Belle

Piquant_2

Ah Yorkshire belle, we all suffer list envy over andan's daily list...

Morning everyone!!

The rain's stopped, temporarily at least, well it would as I'm at work!

Fay hope you feel better, being down in the dumps is horrid!

Paid another £ 22.64 to the saddle fund today bringing my total down to £212.05, not that the saddle has actually gone onto my credit card yet, might have to remind the saddle fitter soon :rolleyes:

Short list for me today

• come to work
• bought in breakfast and lunch
• charge work phone at work
• go to library
• think of more items for my list, it's pathetic....

Pippilongstocking

Rummer wrote: »

Must get faster at typing!

Sorry Rummer - we can switch places!!

This made me laugh - I am so slow in the morning!! Then again my lists aren't as long as Andans who probably started very early!! You exhaust me!! Well done you and grr to naughty folk that don't do their jobs properly.


Sigh* list envy again*sigh

Well done on the saddle - had a row with a pal - never great - black clouds today until I sort it out - then blue skies hopefully!!

mbaz

Morning all!

My to do list today is:

- post returns for refund
- check budget for month is up to date
- photocoy all court stuff ready to submit claim
- daily clicks
- surveys
- check for mystery shops
- 3 job apps to do (am desperate to give up eve job)
- work tonight

MrOrchard

This weekend was expensive, so this week is going into serious NSD Madness.

I spend £50 on new motorcycle mirrors
£20 to Stock up the freezer
£3 on Fresh veg
£25 on Christmas presents
£10 taking my parents out to lunch
£40 on Fuel for the car

However, I did make a loaf of bread, and a VAT of soup (now frozen) from the veggies I bought.

I will be making another loaf of bread tonight, check my internet banking to see how bad it's got (though it should be 'ok', I just spent more than I wanted to), I added another £4 to my £2 coin pot, and 60p to my 20p coin tin, I got a £35 refund for a jacket that was out of stock months ago and they never told me until I realised that it hadn't arrived in the post.

The tube was also a nightmare on Friday night and this morning, so I'll be customer chartering myself a £4 refund from them as well later.