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**Daily Chat Thread*2nd Oct 08**

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Comments

  • BigSpender2_2
    BigSpender2_2 Posts: 109 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Well evening all.

    Can I ask a basic question here - No Spend Days - what does that include? What if bills are paid by DD on a day, does that count as NSD, or is it just incidentals?

    BTW heating as been on for weeks - although bleed rads the other day and now seems so much warmer...

    Save £12k in 2023 Challenge £12,000/£1,620
    The 365 day 1p Challenge 2023 Saver number 52 £667.95/£72.60
    CC debt 1/1/23 8385.21 

  • jinky67
    jinky67 Posts: 47,812 Forumite
    I dont think i have ever had a NSD so am not really the person to ask
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think most people count nsd's as when they don't physically part with cash they have, or use their cash cards, DD happen anyway and are already accounted for.

    xxx
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,855 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jinky~Where is the Clarks outlet?
    BB~Can I please come to your cookery classes?
    Hope all the hosp appointments went well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Hey all,
    Been at work all day and was v quiet...

    Only had one rude customer f-ing and blinding at me-but I impressed with myself and was v assertive and told them I wouldn't serve them with that kind of language.

    Job still unstable.

    That's about it. Boring me huh?
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • BigSpender2_2
    BigSpender2_2 Posts: 109 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks Buffy - 1 NSD

    Save £12k in 2023 Challenge £12,000/£1,620
    The 365 day 1p Challenge 2023 Saver number 52 £667.95/£72.60
    CC debt 1/1/23 8385.21 

  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    jinky67 wrote: »
    your poor brainwashed neglected children:rotfl: :rotfl:


    I know, he also had a piece of dry bread as he was so hungry....with mould on it:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I just watched Ghost Whisperer. it makes me cry.

    and now bones is on!

    no probs bigspend2 that's how I count them xx
    Nevertheless she persisted.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Buffythedebtslayer wrote: »
    What's that quote from A Christmas Carol? when Bob Crachett asks Mr Scrooge for some more coal for the fire? :rotfl: :rotfl:

    I allowed the heating on for an hour:cool: ......OH said his feet had turned into ice cubes, even I was cold. I am now snuggled under said throw and very cosy:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    LouiseJ wrote: »
    I allowed the heating on for an hour:cool: ......OH said his feet had turned into ice cubes, even I was cold. I am now snuggled under said throw and very cosy:D

    And what about the aforementioned child, have you sent him to work down the mines for the night? :rotfl:

    I've had a very dirty evening... picking the last of my veg from my rain-sodden garden, and then the lovely job of removing mould from the bathroom walls :rolleyes:
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
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