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Ive Turned On The Light

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  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hmmmmmmm im having a bit of a bleurgh day really so thought i would come and fill my page with... well no doubt a load of rollocky poos but hey ho thats what we make these diaries for isnt it,,, to have a rant and then you lot come along and kick our jacksies!


    Wednesday 19th november.. im 34 in 4 days that doesnt bother me, age is just a number after all. Plus im flying off to Dublin on sat morning after a 12 hour night shift friday night to celebrate my birthday with my work mate whose birthday is......... o n the same day! 2 Nights and 3 days in dublin no kids no men just us should be fun.. but ive become worse since i joined this site and i think im letting the " whats it going to cost" bring me on a bit of a downer. :rolleyes:

    I popped to Asda the other day for a few pack up bits ended up getting a new bedding set as well as ive moved and i had like a red set with a brown bedroom... this did nothing for me.. it was an asda basic one.. but all in all £56 quid Pooffff gone out of the account.... I cut back i did my bogofs and i used coupons and didnt get anything overly extravagant,,, but it just goes doesn't it!

    In my list of debts.. i have a bt one .. this is from when i had a bt line and bb account but then had to move after 6 months. They wouldnt let me carry on paying it monthly as i said i was out of the house so my account wasnt activated anymore. Anyway i wrote to them two weeks ago stating i dont have the money they are after and i actually got a result!! They are accepting £30 a month from me to clear it up! No interest on this either so i wont make overpayments but it does mean one less worry about them adding charges or getting people knocking on my door.. I dont remember them being so sweet many moons ago when chasing money so i think they just accepting things these days what with everything going on in the financial world.

    Checked online banking this morning.. i get paid next week but i should say whats left in will go on dublin so just tightening before and after.. It will be my last wage before i change jobs and still no start date so could be texting full time for the time being... Halifax cc has nicely took out its interest payments and payment cover :eek: £20 a month in total.. how gutting when you bring it down with your payments a day and those swines steal it from under your nose lol... m y own fault i know but hey let me have a moan anyway!

    Right i think im done for today, hope your all well. my debts are coming down slowly but surely which is the right decision and ive resisted buying anything unnecessary so thats a big change for me,,, im not scrolling back up to see how long this is lol............ xxx
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  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok its a long one but I got there. Enjoy Dublin.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Dublin was tops..... but its impossible to do it cheaply so if anyone going... be warned.. i knew it was gonna be costly but christ nothing could have shocked me more at the cost!

    Im now a year older as i had my bday there

    i spent a bit..... but tried to be good and didnt buy anything unnecessary.... i added 35 to the credit card but ill pay it back this week...

    im shattered but hope your all well xxx
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  • Smamfer
    Smamfer Posts: 2,480 Forumite
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    Hmm morning all... *waves*

    Feeling a bit out of sorts.. got 2 lumps on my legs again which the docs " think" could be ingrowing hairs. christ they are hurting i cant walk or sit properly.. anyone ever managed not to get these by some amazing way?

    Anyway bit of a nervous time for me at the mo so needed some of martins space and tlc lol

    As those of you who have read my v uninteresting mundance rambling diary will know i am due to change jobs soon. Thing is i dont know when!
    When i had my interview i had to have a CRB check due to the nature of the job, was told this would come back in anything up to 7 weeks but hopefully max of 4. so they told me to hand my notice in and if my CRB wasnt back in time then they would " find" me some hours for restraint training and other things i can do away from the home ill be working in.
    Thing is on monday morning i will have worked my last 4 nights and then will have finished that job for good and i still havent heard anything. I called them yesterday asking for the woman to get back to me but ive heard nothing back so now im starting to worry.
    Xmas round the corner and rent to pay grrrrrrr
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  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    ****This post should come with a government health warning if how im feeling has anything to go by!****

    Evening all hows tricks? Hoping your all managing to keep yourselves and loved ones warm on these cold nights!

    Right where do i start, been a while since i posted as had lots going on and just didnt feel like spilling but after today i need to get it all out, once again this is probably for my benefit to look back on rather than it being of any interest to anyone else.... and breathe!:rolleyes:

    Update on job situation, i handed my notice in and left on sunday night/monday morning,, cried lots got bought some lovely gifts and drove away kinda sad but knowing it would be for the best. This would be the case had my new job gotten back in touch with me giving me an indication on start date or how my CRB check is coming along. I have rang them 2 times last week to speak to the home manager to be told she will get back in touch.. nothing :rolleyes:. I have had my last wage from my old company but with xmas coming up and bills to pay it doesnt last forever. Luckily i do have my home job but cant get full time hours at mo so just praying more become available.

    Right what shall i moan at next lol.. Oh yes My ex, ten years no money i stated previously he got in touch with csa a lil while ago, I knew this would be to benefit him and not me in some way or another, Anyway they rang me a month ago to tell me in 3 weeks id get something... Wrong... 6 weeks on ive received nothing. So today i rang them to be told that its still being processed and that this " new deal" they are doing means id get 15% of anything left over from his wages after rent bills etc... problem is he has " forgotten" to tell them about his sideline job and he rents a house from his sister and he pays £800 a month inclusive of bills but good old ex has not said thats inclusive... plus he has another daughter so split that 15% in half and that leaves me receiving 7.5% of................... sod all! He is a complete waste of time and we row constantly over text about it.

    And moving on swiftly...Oh the good old Wftx... aren't these just a collection of understanding sympathetic sweeties.......... not! I moved house as you may have read and have written to them 2 times now stating this and asking for confirmation of them updating their systems, also i questioned why all of a sudden do i owe them £1500 ( i know im not the only one to receive these random debts).. She told me on the phone that when i changed jobs over 2 years ago i did ring them up and tell them i had changed dates,, i did ring them up and tell them my wage had changed over a probationary period and i did ring them to tell them when i had a payrise... but apparently my .... and get this....." employees paye was wrong" even though i had sent them wage slips of proof of earnings! I HAD made the call and i HAD told them this but she went on and on telling me i hadnt.. i even gave her time of call and person i spoke to... she said the notes werent there. She told me how great her system was and i was giving her wrong info... But hey she updated the info lol Anyway she said to ring back on friday afternoon when the computer will have " updated its system " and then i can find out if they owe me anything...( yeah right like they will admit it)... or if i still owe them anything...( hold on i didnt owe you anything int he first place)... or that the £11 a week they have been taking off me is actually enough to cover the debt i owe them...( which i dont actually owe them)

    Right ive just eaten a massive roast i have been writing this page for over 2 hours between cooking being a mum and cleaning.. its time to hit submit and sprawl on sofa before i work for a couple of hours tonight..... Yes i ramble but hey its my space innit... respect! :rotfl:


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  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have read your ramble. Any news on the new job?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Morning all. Yes for once im a bit of a happy bunny so thought id best have a cheery update for once!

    Right JOB,,( thanks luc for checking up on me )

    Just had them call me to say they are still waiting for my CRB check to come through but they have tracked it, its in last stages so should be any day, Due to this they have booked me in for what they call a " shadow day" working along side someone from 8am-10pm on monday. If my CRB check isnt back then i can go and do some office computer hours which they will pay me for so thats a happy news number 1. (Also been booked in for xmas day 2pm-10pm)

    WFTX is you read past few posts they been a numprt org as usual saying i owe them. I knew i didnt but there you go. Anyway i checked online banking this morning to see a payment £3 more than i usually have go in. So i gave them another ring as on friday their systems were not updated. Anyway apparently they were wrong and this is what they are paying me.
    Monday £36.05
    Wednesday £19.00 & £43.00
    Thursday £193.00

    God knows why they cant just pay it in one go but my god its a big relief to know that this is being sorted. Plus my new wage is less so i now have to go through updates and waiting for them to sort it again lol...

    Hmm anything else... oh yes... :heart: I had a date on saturday it was all very weird, But anyway i didnt know him and 5 mins later i did know him.. 14 hours later he dropped me off home and he even took me shopping the next day :rotfl:
    I had kind of decided that due to having a dd moving up to a new fantastic school i would not move to be with anyone and i would be single for next 8 years unless i met someone local...... and he lives 3 minutes away! Its all new its all a novelty but you know what ladies and gents.... it feels bloody lovely!!!

    Right so smamfer is a smiling debt buster and having a bloody positive day! xxx
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  • Hi Smamfer

    Read your thread from start to now, and just want to say congrats for getting an answer on the job and the WFTX being sorted out.

    Alioops
    DEBTS ARE BEING DEALT WITH AS BEST WE CAN :o
    :heart: Married my prince on 27/08/2011 :heart:
    Baby Girl born 21/10/14 :D:D:D:D:D:D
  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    :xmastree: Morning all.... This is actually the only decs i have managed so far this year and no hoovering needed lol.

    Wed 10th December sat watching This Morning whilst working from home. Things are ok so quick update..

    First off i have just done a running total of how much i have paid off my debts since my lbm which was 1st October.. The total is £1320.90:T:T
    I am well chuffed with this as this is approximately £246 more than i would have normally paid by making minimum payments.

    It may not seem masses compared to some but we aren't hear to compare are we,, we are here for support, plus im a single mum i have not worked full time on a paye job for 2 weeks due to new job starting monday. I have had a full service to pay for on car amongst rent/bills/ xmas shop etc etc So im happy!

    New bf thingy is going well :smileyhea He seems very keen, very very keen in fact but hey its been a long time coming and without sounding a pessimist im enjoying it while it lasts and long may it!

    Oh wftx slipped £25 into my bank this morning,, god knows what tomorrows payment will be!

    Posting off yet another letter to the court today for the small claims im trying to get back... a nice ebay customer took £800 quid off me LAST YEAR... ive had her arrested etc she admitted it and now im having to pay to take it thru courts :mad:

    DD singing in the church tonight and doing a solo so must get some tissues for that

    For once not a droning ramble... lol
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  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can feel the love all around.
    l
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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