Ive Turned On The Light

Smamfer

My payments today...
£7.42 to capital one... bringing this to £180.00 ( it went up from sig due to ebay house stuff i needed to buy)

£3.97 to B/a 2 o/d bringing this to £290.00 from a £300.00 overdraft.

£7.78 to Halifax cc bringing this to £700 from a £750 limit.. (this did go lower but charges went on so last months payments got eaten up... the swines!)

so all in all about £18.00 today...i feel quite proud!

Smamfer

:eek:Interview day today:eek:

well in about an hour or so actually and here i am sat on the net! Typical me leaving things to the last moment.

Feeling ok about it at the moment so all i can do is give it my best shot.

How's my spending? Urm since i last posted i havent done any "pad's" but yesterday was pay day so i plan to make up for it tomorrow when i have this interview out of my head. Had to get some petrol this morning but as BP was only one close to me and my light was on i only stuck a tenner in and i shall go and fill up @ morrisons tonight before work as its like still 8p a litre cheaper than BP!

Went to a free bingo night sat night i drove so mate bought me a coke and we won £30 between us, so a free night all round and some gain. Sadly do have to pay some rent this week and finish booking my birthday Ireland trip but all in all i shoud stay above water this month easy enough and be able to pay some extras

xxx

Smamfer

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Guess who got the job!

Had a 2.5 hr interview had to write a 500 word mini essay and got offered the job there and then! Well chuffed and proud of myself. So as from beginning of December i will be a support worker within a childrens home for kids who have learning/mental and beahvioural problems. I wil be earning less money intially but the chances this job will give me is unreal, plus as ill be dropping wage then ill receive wftx so its not all doom and gloom polus travelling 100 miles a week less!!

Just got in from my 12 hour night shift and now texting from home for 2 hours,... really want some sleep but 10am will soon be here when i can curl up before tonights shift.

Going to make some payments today,,,

Halifax cc = £10 payment today.
O/D in second account = £40 payment today
Cap 1 cc £20.00 payment

Have also had other direct debits coming out so im going to update my sig see if i see a difference....

Have a good day all xxx

Smamfer

**Slap my wrists*

Morning all, or anyone thats dropped in for a nosey.. Its wednesday today i think about the 5th november happy bonfire night to you all. I say i think thats the date as im on nights at moment just finished a 14 hour shift ( including both jobs) so i lose track of time and day.

Just sat down with a bacon sarnie.. something so basic and yet tastes so good.. plus is grilled! Go me!

Caught up on my payments a day yesterday, was waiting for some wages and dd's to get sorted out but paid about £18 across 3 diff things so pretty chuffed with that. Not seeing anything massive change but having to juggle a few things at mo.

DD goes on school trip next week to some activity place. £116 quid for 2 days christ do they think we are made of money... its all paid for but she will need a couple of bits, i have asked the ex to help out but this seems a struggle. he seems to think that because after 10 years of paying zilch and he has finally got in touch with CSA means he can hold off helping until they take money off him... Cracked me up when they called me to say " within about 3 weeks you should receive some money" i asked if it was going to be back dated.." oh no miss xxx we couldnt find him " my reply,,," oh yes you could as i told you all the time where he was living, fact was as he was self employed they wanted ME to basically get pictures of him doing his job then report him to IR and then they would know where he was... Christ what they want me to do pretend im a bush and catch him up a ladder window cleaning"?? :rolleyes:..

Anyway i dont know what he earns and he has another daughter who is 5, mine is 10 so it will probably be pittance what i receive and sadly not some life changing amount of money.

Sat doing some calculations the other night at work regarding my new job and how much less ill be bringing home... its rather a lot,,,which means ill have to try and fit in even more hours texting but this means less hours with dd which is what i was trying to combat hence coming off nights and working days. Just have to hope theres some o/t going once i know my new role. Sometimes i know i would be better off jacking it all in, what a sad state of affairs we live in to know that when your a single parent more often than not you are worse off financially going out to work, damn this pride i have!

Also hoping that as ill be dropping a significent amount of money each month that wftx will step in and maybe start giving me a few pennies, of course they are trying to say at mo i owe them about 900 quid... god knows how to be honest im fed up argueing with them and being spoken to like im some sort of numpty!

Also worked out that i did two extra shift last month again so that should be an extra £140 in my wages..( sod that tax man i earnt 200 so why cant i have 200 lol).. so thats a bit of a bonus, Plus as i leave my existing job at end of november i should receive a wage on 27th for that lot,,( they pay us up to the end of month regardless)... then on new job i get paid every 4th thursday so i wont have to wait too long to see exactly how much im losing out,, that way i can sort my finances out a bit more.

I have been thinking lately about doing the whole Virgin credit card and putting everything onto one, i think if i could get the 0% deal over 16 months it would benefit me just having the one payment and then looking to see what is about at the end of that,,, thing is i dont know how strict they are with credit scoring and i dont think mine has too many roses growing round it :rolleyes:

Anyway ive rambled today havent i lol.... i like being able to talk to noone or anyone... another great thing about this site.. it really doesnt matter! xx

Smamfer

Promise only a lil one lol god i do ramble on dont i! Thank you martin for this space!

Payments a day = £6.47 onto Hal cc
= £28.99 (+£3 card charge) onto bed fund..

Just had 2 nsd's so thats a bonus...
Worked for 2 hours every morning when i have come in from my 12 hour night shift.. texting wages going well so far i usually set myself a target and im hitting it.

Got over £ 30 in Quidco but that could take a while so wont count that till i can unleash it.

Got email from Money back madness this morning to say a referral has hit her threashhold so i got a £10 bonus meaning i have £20 being paid into my account

Cashbackrewards also paying £25.00 into my bank account any day,

All of the above will go towards the bed when it hits the bank account.. i MUST clear that £300 by xmas!

lucielle

Hi just read your thread. Congratulations on your new job, when do you start? Also big congratulations to DD for passing her 11+ you both must be very proud.
L

Smamfer

lucielle wrote: »

Hi just read your thread. Congratulations on your new job, when do you start? Also big congratulations to DD for passing her 11+ you both must be very proud.
L

Thanks sweet, nice of someone to pop in lol...( hint hint)

I finish my job im working now on 30th November... not sure on my start date yet as i have to have a crb check due to the nature of work and these can sometimes take a while but they did say if i could not start the full job they would get me on some training which would be paid thank god!

Anyway its friday im going to bed soon as just come off nights.. im on date number 4 with a local lad tonight so fingers crossed it keeps going well.. nice and relaxed round his and it costs nothing!!!

Have a nice wknd all xxx

Smamfer

Afternoon and brrrrrrrr isnt it ruddy cold!

Sun has been shining earlier today so i did my usual and opened all my windows to air the house out and ive just ran round shutting them as its turned a tad chilleh!

Had my date last night,, thats 4 in a row now... good going for me ive usually found out by now they are money grabbing swines or cheats... finally found someone who is self sufficient earns ok and has his own house... finally they do exist..... but......... we are taking it amazingly slowly and whether it turns into anything is another thing, Which reminds me ladies and gents.. when does a relationship turn into one?? When do you stop being a " date" and become a " partner?

Hung some washing out earlier. did my housework using a load of half price and free samples in cleaning products i had collected in my bargain box. Now im working for 4 hours from home texting rather than going out shopping

Tonight there is a family gathering over as both sisters over at my folks but really dont know if i want to move off the sofa.......

Just done another £8 PAD so pleased with the way thats going xx

Smamfer

Sunday 9th november... 10pm,, evening all

Sat at home working this evening doing my texting from 9-12 so thought as usual i would stroll on here and see whats been happening.

Had a contructive early evening today got all my papers out threw out loads that was just hoarding my filing system and put things back in order. Amazing how good you feel when you do this.... or is that just me?

So today my days been

12-3 worked
3pm Tesco.. budgetted 40 pounds and spent £35 :T
Got petrol from tesco @ 92.2p :T:T about ruddy time! So filled up for £45 quid instead of £66 it took me the other week

Did take dd to frankie and bennys for her sunday tea as i had a bogof voucher that ran out next week. spent £15 on 2 drinks and 2 meals and 1 starter

Came home put washing on airers put shopping away and sat down at the dining table, papers everywhere.
Wrote to wftx asking them yet again why they are saying i o them £1500 when i have always been honest and clear with my earnings...
Wrote to a couple of creditors whom i owe to arrange some payments so i know for sure when these 2 things in particular are cleared up.

Also wrote to the courts due to some woman oweing me 800 for a year due to an error with an online transaction and eventhough i have had her arrested etc its still going on a year on and costing me court costs and fees all the time

Im going to make another payment on my bed now, at a cost of £3 a time but i know if i put the money to one side and pay it in one go ill spend it elsewhere... hey at least im honest!

So some bogofs. in tesco. a payment a day done, some low cost washing and drying and a voucher for tea.............. this kid is learning! xx

Little_Miss_Winner

You are doing sooooooooooooooo well, keep up the good work!!!:A