Gallygirl's 95 month challenge - now 'only' 92 months

setmefree2

I'm so glad your thread as gone to a new page - all that handbag !!!!!! was too much for me:D

Radish72

setmefree2 wrote: »

I'm so glad your thread as gone to a new page - all that handbag !!!!!! was too much for me:D

Yes its safe to come back now (unless I'm mean and quote the post)

gallygirl

Quick update - if I lose 1/2lb at weigh in tomorrow I will have lost 2 stone - whuch was one of my 'gold medal' challenges for the year

Don't think I'll have lost anything though

cha97michelle

Shriek might be more appropriate. Did the DVD yesterday, and oh my god.

Every time i tried to do something with my arms yesterday they trembled, and today every fibre in my body is telling me it protests. Dh is laughing at me as every time i move i have a sound track. Ooooh ah ooooooh, eeee, aaaaaah. I couldn't do it again today if i wanted to. :eek:

Good going there on the weight loss. If i counted all the times i lost the same 4 pounds i bet i would be there too. You have so much willpower,

greent

gallygirl wrote: »

Quick update - if I lose 1/2lb at weigh in tomorrow I will have lost 2 stone - whuch was one of my 'gold medal' challenges for the year

Don't think I'll have lost anything though

Ooh - fingers crossed!!

gallygirl

greent wrote: »

Ooh - fingers crossed!!

Thanks - it worked - 1lb off :T

Signature updated

taka

Congratulations! :T I don't have any gold medals to give you... will stars do instead? :staradmin:staradmin:staradmin:staradmin

SmlSave

here you go hun you deserve it...oh, poo my gold medal won't stick



(imagine a huge gold medal here)

gallygirl

Right, DD has had mortgage approved :j, with me as guarantor :eek:. Now I just need to remortgage mum's house to raise the deposit. Really annoying trying to find a decent BTL mortgage - a lot of the search sites either have no BTL mortgages or say the products are BTL but they are not :mad:. And as I want a relatively small sum (28k) it is not worth my while paying a massive arrangement fee. Have found a straightforward variable rate at 4.5% with no fees, so here's hoping. That comes in at around £208 a month for 16 years.No early repayment charges and overpayments allowed. Sounds too good to be true, no doubt it is . Will see tomorrow.

Just checked, it is £10 more to knock a year off so there we go, planning overpayments before I even apply for it

1 of the other BTL's is costing me money at the mo . They need a new cooker - found one for £215 delivered, just as I went to order it I went on the Currys Auction site (as per :A Martin's email) and found the same one ending in an hour. Got it inc. delivery for £115 . Ok, it has scratches on it, including on top and front, but tbh I don't care & tenants are just glad I'm getting them a new one so soon after telling me about problems with last one. Also moving position for them which will make it easier for them & get rid of a load of old pipework which I was planning on doing anyway. Will be revisiting that website

They also need a new kichen tap. My beautiful new tap is no good as the water pressure is too low here (seems I got 0.5 bar mixed up with 0.05 ), so they are having mine as it is fine for their water pressure and I am having THIS ONE - I think I can live with the disappointment .

They also need some soffit board replaced, luckily over bay window, not the roof .

Yikes, dear month coming up when bills come in but mortgage balances set to go down by 2.3k this month, and will start with a 12 instead of 13 :T. Unfortunately 4 more figures after it :rotfl:.

Hope all else are having a good month

setmefree2

Well done on all that weight loss GG - I'm soooo jealous

Nice tap by-the-way....