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Gallygirl's 95 month challenge - now 'only' 92 months

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Check out Martyn's email - La Senza 2 pairs of flanelette PJ's for £20, go via quidco for 14% off. Buy 4 pairs & free delivery

    Thanks for this gally, I'll take a look!

    Hows the tooth (and whisky allowance?)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    Well done SoandSo and SMF2 for getting below a century !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    gallygirl wrote: »
    In other matters folks:

    Check out Martyn's email - La Senza 2 pairs of flanelette PJ's for £20, go via quidco for 14% off. Buy 4 pairs & free delivery.

    I just bought 6 pairs, of which only 3 are presents :o

    ...odd, flannelet has never been the thing to catch my eye with La Senza :D
    Must be looking in the wrong places?
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    StuartGMC wrote: »
    ...odd, flannelet has never been the thing to catch my eye with La Senza :D
    Must be looking in the wrong places?

    Nothing worse than a cold woman Stuart ;)

    Mouth hurts, but in a 'you've drilled a hole in my gum, ouch', rather than 'arrrgggghhhhh that hurts'. I think :confused:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    In other matters folks:

    Check out Martyn's email - La Senza 2 pairs of flanelette PJ's for £20, go via quidco for 14% off. Buy 4 pairs & free delivery.

    I just bought 6 pairs, of which only 3 are presents :o

    They're lovely aren't they - I got the Scottie Dog ones and also Cow Print - couldn't resist! I have also dropped massive hints to MrEH that the offer is on in case he's short of an idea or two for my christmas pressies! :D
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    EssexHebridean wrote: »
    They're lovely aren't they - I got the Scottie Dog ones and also Cow Print - couldn't resist! I have also dropped massive hints to MrEH that the offer is on in case he's short of an idea or two for my christmas pressies! :D

    DK as they haven't arrived yet :rolleyes:, good to hear you're pleased with them!

    Must dash - 8 mystery shops to input :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OK - update time:

    Day 4 in the AF house :eek: :)
    New PJ's arrived & v cosy, and v nice as gifts :)
    Car 1 year old tomorrow. Was thinking it was next week as that is when insurance is up, then remembered I had a week's driveaway insurance. Which means breakdown cover runs out at midnight :eek:. Just taken out a policy where you pay upfront then claim back, cost was £31.50 :)
    Today's mortgage balance is £140,490.07 :(
    Projected balance on 28th (before all mortgage payments come out but with my monthly savings & car repayment into offset £139,802.89 :)
    Bit worried about mortgage payments on 1st Dec. Have changed bank account & sent off DD forms but must remember to phone up on 30th & check ok, otherwise I will pay by debit card. Note to self: don't do this in earshot of boss, last time you changed accounts & did this he overheard & thought DD'd had been cancelled as you were in debt :o:(
    Due +£60 from MS co but it seems to have gone disappearo, need to email tomorrow if not turned up. :(
    Not doing too bad on Xmas pressie front, a few bought at the weekend, really just OH, DD and a few small pressies to get :)
    Need to wrap 2 as going away for weekend & taking their girls' pressies with us :)
    Did a mystery car job at the weekend which should bring in about £140 :)
    Have opened SIPP at HL as have around 10k in frozen moneypurchase scheme. Now, do I put the money in same accounts as OH or do I do proper research this time :rotfl:

    The :) & :rotfl:have it :T

    gg x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Finally got round to renewing car insurance, £315 including legal aid. As this includes business mileage, 26,000 miles a year and protected no claims I think this is ok :)

    Just done a fuel comparison, on 2 sites. Both say we could save £40 odd a year, but this doesn't take into account a discount of £85 per annum so still the cheapest (or at least less dear :rolleyes:) :)

    Car park for Dec trip to Spain booked, £26 for 6 days with a few £ cashback so pleased with that :)

    35 sleeps :)

    Finished off 1 MS & did & input another so another £14 on its' way :)

    But 1 of those was a burger job & chips were v salty, 4 hrs later still thirsty :(

    Today's mortgage balance is £140,469.06 :(

    Projected balance on 28th now £139,744.19 (few bits n pieces paid off since last week). Can't wait :)

    Day 3 in the AF house :)

    Loads more :) :T

    Hope all are well

    gg
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Yay to the :) 's
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OH - well done GG you've just reminded me that I need to sort out airport parking for our weekend in Dublin in January. Ridiculolus - we're 11 miles from Stansted yet it's STILL cheaper to take the car than get the bus when there's two of us! :rolleyes:

    Car insurance V good value - mine would have been due in a fortnight (right before christmas - great timing huh!) but when we got OH's car in August we put both onto a multicar policy then.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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