Gallygirl's 95 month challenge - now 'only' 92 months

gallygirl

yup, 7 more sleeps :j, a week today I'll be on the plane, should actually be flying over apartment at this time. Can usualy see it if it's daylight, hopefully will still spot in dusk :cool:

Just about to input all the MS's I did today zzzzzzzz

gallygirl

2 more sleeps

48 hrs from now will be driving down the motorway

Got a lovely night out with friends to look forward to Friday

According to TPA I have a teetotal treat waiting for me when I get home

Have a MS to input & a phone call to follow up but can't be bothered :rolleyes:

Also need to pack bag, maybe the thought of doing that will motivate me to do MS first

Did I mention 2 more sleeps

Need a root canal treatment - at this rate I'll have more bl**dy canals than Birmingham. Can't get it done for a month as part time dentist & I have a busy schedule

Did I mention I'm going on holiday in 2 more sleeps

gallygirl

Yikes. Read Martin's weekly email including a 5yr fixed bond account at 5.15%. You lose 90 days interest if you withdraw but as long as you keep money in for 9m (according to Martin ) you'll benefit. Now, things are complicated for us as we have a BTL deal ending in Dec, but am hoping I can open account now but put savings in later when we know what we are doing . Anyway, have applied for it which is very decisive of me

SmlSave

1 MORE SLEEP!!!!!!!!!!!!!!!!!! :T not that i'm excited for you at all

setmefree2

gallygirl wrote: »

Need a root canal treatment

Awwww man that Poor you

gallygirl

No more sleeps as I have so much work to do, and didn't pack last night , I reckon I'll never get to bed at this rate :rolleyes:.

This time tomorrow, on the balcony, glass of red wine, baguette & hopefully some olives (my 'man who does' gets shopping for me but forgot to ask for them, hopefully there is a jar lurking ).

Have had a really hectic & stressful 3 days, I can't wait :j

SmlSave

Hope you're enjoying your baguette and olives gg

Have a good time

setmefree2

Have a great holiday



SMF2

gallygirl

:hello:Am back

Had great time, v relaxing

Weather a bit pooey here

DD home for weekend & bit off more than she could chew with MS so released 2 for me & picked up another so going out shortly to do these. Includes £10 of free toiletries & pain killers

Which is handy as tooth still playing up

Listed 2 books for sale on GM & cashed in £8

Ned to find another £27.42 to break 141k barrier, with 140k to be broken next month. Should find the extra as MS money due. That will be another 2 bricks coloured in in my house

OH's ISA set up already, v impressed with HL & also Halifax for actioning so quickly

Decided not to use the 5yr bond, even although 90 days interest is all that is lost on withdrawal. Maybe next year when mortgages settled.

Going back to Smile as my main bank. A&L 1yr offer runs out next month, as does free OD. I have too many little ins & outs to keep a close enough track & not prepared to risk being charged if £2.59 OD for a few days. Looking around elsewhere, the options seem to be to have decent interest or a free OD, not both. So will be going through process after 1st Nov of writing/phoning all DD's & changing. Not too bad as only 14, of which 4 are to same co., still, not a lot of fun

5:)
5:(, about how I feel really


Hope all are well :wave:

gallygirl

gallygirl wrote: »

Need to find another £27.42 to break 141k barrier, with 140k to be broken next month. Should find the extra as MS money due. That will be another 2 bricks coloured in in my house

Doh . Don't know what has happened to my spreadsheet reading abilities . It's 1st November, not December, we will break the 140 barrier :j

Em, unless I book some flights for next year as they are now all on sale (all bar Easyjet but don't want to go from Gatwick). Stuart would be proud of me, I have a spreadsheet with all prices for when we want to go (19 options of departure & arrival airports & airlines), colour coded etc. . Flights are v dear so won't be booking most now as we are fairly flexible on most dates so can watch what happens. However, would like to book Easter (£269 for 2) and summer (£183 or £206 dep. on departure airport) as I can;t see them getting any cheaper. 'Fortunately' all the Stansted options are v expensive so I won't be tempted to go with it then arrive back really late to their hellish arrivals etc. The cheapest (or less expensive :rolleyes:) flights are from my 2 closest airports, so gaining there even if dearer than I had hoped.

Off to compare this year's prices.......:o

Edit, hmmmm, this year's prices dearer than I remembered. 5 flights this year cost £1096 for 2, cheapest options for 2010 are £951. Now think we should book Whitsun as well