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Gallygirl's 95 month challenge - now 'only' 92 months

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  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    GG
    If I give you a list of options for our annual holiday, perhaps you can keep an eye on the prices for me - it would be good spreadsheet reading practice? :D

    It will be interesting to see if all those airlines/flights remain over the months ahead; hope they do for your sake.

    Well done on hitting £140k very soon.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    StuartGMC wrote: »
    GG
    If I give you a list of options for our annual holiday, perhaps you can keep an eye on the prices for me - it would be good spreadsheet reading practice? :D

    Bring it on :rotfl:
    StuartGMC wrote: »
    It will be interesting to see if all those airlines/flights remain over the months ahead; hope they do for your sake.

    Has been monitored for last few weeks Stuart, so far £10 up or down, nothing drastic ..... yet :eek:
    StuartGMC wrote: »
    Well done on hitting £140k very soon.

    Methinks the flights will take priority. I need money in the account as it is an Electron card.....however that account has a £500 overdraft, as does its' brother (sister:confused: never sexed a bank account although I suspect they are all male :p) . I could transfer over the overdraft Saturday, book flights then transfer money out of savings to clear OD once I had passed the 1st of the month, or would that be cheating :think:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Wellcome back gally :D

    I'm being blond, these are flights to Spain?

    Ohhhh, well done on breaking the 140K barrier in 4 days! :j:j:j
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • deefadog
    deefadog Posts: 2,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on the 140k barrier!

    Where do you check for the cheapest flight? need to book some flights soon to Cyprus...

    Thanks
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    SmlSave wrote: »
    Wellcome back gally :D

    I'm being blond, these are flights to Spain?

    Ohhhh, well done on breaking the 140K barrier in 4 days! :j:j:j

    Yup, flights to Spain for next year.

    140 barrier will be next month as DS has borrowed £500 :rolleyes:
    deefadog wrote: »

    Where do you check for the cheapest flight? need to book some flights soon to Cyprus...

    Thanks

    Deefa, have a look HERE but it doesn't include all airlines. TBH, as I know which airlines go where I just went through them 1 by 1.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :hello: hello peeps, still here :hello:

    So, 1st Nov total mortgage debt came in at £140,355.04 _pale_. :(

    Still, DS should be paying me back £500 shortly so will go below 140k :)

    If it wasn't for the 3 flights to Spain booked :o:(

    But there is one lot of rent to come in :)

    And one bill to go out :(

    Can't be *rsed working out permutations so will wait to see how it pans out, it will be below 140k 1st Dec which is the main thing :)

    In other matters, have been sorting out bank accounts. A&L 6% ends this month so have decided to go back to Smile. have started transferring DD's, luckily most can be done on line. Have also swapped over all other income to A&L (worth keeping as 1 MS co needs you to have A&L account). Will use that account for all extra income & for all MS spends, will keep a float in there & transfer extra out every two weeks. Should make life simpler :)

    Work a bit yuk at the mo, may be drafted back into old job for a while _pale_. Which will serve me right for moaning about the problems in that dept. :o:(

    However, we have introduced (somewhat inflexible :rolleyes:) flexi time which I intend to utilise. Finished early today & did MS on the way home :)

    Had an enquiry about apartment for Dec. Was Spanish, so had to use my best Spanish skills (i.e. Google translate :rotfl:). They haven't replied :(

    Two MS to do at lunchtime tomorrow, plus two phone calls :)

    Away tomorrow night so nice employer is buying me dinner :kisses3: and I will be going for swim as well. Actually, I am going for swim tomorrow morning as well, two lots of exercise as a penance for not going on wiifit tomorrow. Although may go on wiifit in morning which would save me money :confused::)

    I think the :) just have it :j

    gg x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • 25. Man that's just excessive. Been on those smiley pills again? :rotfl:

    See, I think 1 is excessive :D Oh, no there's a second. What am I doing...:confused:

    FB.
    Mortgage and debt free. Building up savings...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 5 November 2009 at 12:19AM
    :rotfl::rotfl::rotfl::rotfl::rotfl:

    very funny

    :rotfl::rotfl::rotfl::rotfl::rotfl:

    (would only have been 1 but 'message too short') :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :TV quick update.

    Just logged on to egg money to see if anyone had deposited 100k in my accounts. They hadn't :rolleyes:. I did however do a quick working out. The 2 mortgages with Egg which I can see on there (relating to our house & 1 BTL but both are actually on our house IFSWIM) = £113,973.50

    Offset savings in various pots = £14,112.31

    Net balance = £99,861.18

    Yeah, haven't broken 140k barrier overall but this is another little progress marker :T

    I owe less than 100k on my house...... hm, that doesn't sound very impressive somehow :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SOandSO
    SOandSO Posts: 51 Forumite
    I think less than 100k on the house sounds very impressive.:T

    Well done:j
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