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Hypno's "there's more to life than debt" diary.....
Comments
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Inspired is good......run with it while it is there!!
(and if you have any inspiration spare, please chuck it my way
) Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
I want Austin to win, he's yummy

I'll be doing my ironing then too Hypno
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Spent £107 :eek: but will hopefully have enough food for several days :rolleyes:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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I don't know yet who I want to watch strictly - too early to make a decision
Ian Waite! Ian Waite! Ian Waite! and just incase anyone missed it... IAN WAITE!!!!!
:drool: :drool: :drool: :drool: :happyhear :heartpuls :iloveyou:
Blimmin welldone on the walk!!! thats fab! and getting lots done today too. I am going to upsate my diary in a sec has been a bizzy one!!! have a good evening and ENJOY THAT TAKE AWAY!!!
debt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
No, Tom all the way!Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
Boiler fund £2085/30000 -
Austin...........is very yummy.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
- [strike]Clicks and surveys[/strike] Done
- [strike]find details for new bank account so can prepare for the bills/payday[/strike] Done
- [STRIKE]declutter 35 things[/STRIKE] Have done looooads!
- [STRIKE]take bottles/rags to the recycling[/STRIKE] Done
- [STRIKE]finish putting CDs on i-tunes and pack up originals[/STRIKE] almost all are done, and those that have been done are packed away.
- get to the bottom of the washing and ironing baskets - declutter anything relevant as I go! machine is on overtime - almost up to date with the washing, but not even started on the ironing - will put off until tomorrow!
- [strike]kids to karate/skiing/anything else I have forgotten![/strike] Done
- [STRIKE]fill a charity bag[/STRIKE] Done
- sort photos and put in a proper storage box in the loft.
- [strike]don't allow legs to sieze up completely[/strike] went for a long walk
- [strike]input mystery shop that should have been done yesterday[/strike]
Done - [strike]check for more mystery shops[/strike] nothing available
Have also listed 3 DVDs on amazon, done the weekly (hopefully longer than that) shop, and drunk a lot of coffee (mostly decaf, of course!)Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
WOW..you've done loads and well done on egg payment.0
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Another busy day for you I see Hypno :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Well done Hypno - I remain in awe of how much you get done! :A I've paid in an £82 refund, done a couple of loads of washing, taken DD shopping (oops), let DD have a friend over to play, cooked tomorrow's food and frozen some for future meals, been kicked out of a couple of surveys, and set up a new savings account to stooze my money until the next 0% runs out but compared to you I look lazy!:rolleyes:
I saw your entry on the first to £15K thread - I must admit I'm glad you are giving the rest of us a chance by not joining as we just can't compete:rotfl:
Have a good debt busting day tomorrow!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.4K updated 8/5/260
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