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Hypno's "there's more to life than debt" diary.....
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Hiya Hypno - how's things? Sounds like you've been busy and yeahhhhh about the over payment to egg.
Pania - get that diary started!!! Do you know when you're moving and I still think you should move near me and my pup! Woofit is walking much better on the lead (thankyou) though we now know she can swim....the ducks on the pond were just asking for a closer look. She then looked at me with her little legs paddling away until she realised she could stand up and it was only a foot deep! Daft pup!
Hope you both have a good week (and everyone else on this thread of course!!) xx0 -
hi mudbath! Yes, busy as always but fit for nothing much today as I am just tooooooo tired!
Enchiladas are cooking for dinner tonight, with jacket spuds.......not your typical Sunday dinner, granted, but nothing needed to be spent as it is using up bits from the cupboard, so very moneysaving (and hopefully very yummy!)Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Mmmm dinner sounds yum! I know what you mean about being tired....early starts walking the dogs is making me go to bed early every night. It's money saving though as i'm too tired to go and spend (though I spent £9 on slippers for DS today:eek: - I have been after a pair for him since summer and they've got good grip on them as he's a nightmare for sliding down stairs....mmmm, trying to justify that much money to myself!!!). Enjoy din dins xx0
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Gemmz, I remember my dad used to put the oven on instead of the heating......and I admit I will leave the oven door open after cooking to let the heat go into the room!
Just read this and remembered I had a cake in the oven which has gone just over the time it needs and I'd forgotten was in there - so this reminded me to save it - so thanks very much :j:jInitial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Hi P, I have not yet investigated Music Magpie - first of all, I have to play the "find the correct disc for the case" game. You know the one, U2 is in the case for the Beegees, The Beegees is in the case for McFly, and McFly is in the case for "music to do yoga by"..........:o
:eek: :eek: :eek: Please say that all of the above were left by visiting foreign students!0 -
Oh, there was a-whole-nother page there! Don't know how that happened! And I can't believe nobody else commented on Hypno's CD collection :rotfl:
Congrats (I think) Pania on singledom. Any job news? Payday loan ONLY a good idea if you've not already done the Quidco deal which I guess everyone here has several times.
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We already knew that Hypno had rather dodgy musical tastes, panda.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
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We already knew that Hypno had rather dodgy musical tastes, panda.
OberonSH is the one with the rather dodgy ipod selection........mine is just "eclectic" :rolleyes:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hi all just read thro the thread. Hypno what you have achieve is impressive, inspirational :A and I'm sure utterly exhausting - have you ever thought of actually relaxing:p You might be able to achieve more and/or finding the journey easier if you did take a bit of time for yourself in practice rather than theory....
OH and I have just spent a whole 36 hours relaxing on a free night away in the Lakes (won thro a survey site) without the kids - I genuinely feel like I have had a holiday as for once in our lives we actually managed to do nothing but veg. We deliberately didn't take books, laptops or any electrical gadgets. We did take some 30p bread, butter, jam, tea and coffee and some sprite, chocs, crisps and sweetsSo we only bought 2 meals while we were there totally £36 between them. I'd done the washing before I went, and what was left (wet on the floor or in the washing machine) I put to dry when we came back or is still on the line until tomorrow.
Hope you don't mind me saying... My prescription for you is to carve out 24-48 hours for yourself and OH pref with no kids or lodger - find a babysiter and make yourself relax! You will feel much better for it... It sounds like you've forgotten how!;)
No heating on here yet - We are still shivering with fleeces on... Kids don't seem to feel it tho although we are now all wearing long sleaved, long legged pjs!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
24-48 hours relaxation - nice idea in theory, can't see it working in practice! Today and tomorrow, for example, are days annual leave from work.......which I have taken so I can go and work for adult ed for 2 days, because the hourly rate is too good to turn down. Ah well!!
But I HAVE, believe it or not, taken a little step "sideways" rather than "back" from some of this - it is just that I had already committed to all the extra work in October, so can't go back on that now.
So.......adult ed workshops today - I have no idea what I will be doing, I am very much going to be winging it and hoping for the best
Have a good day, everyone!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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