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Hypno's "there's more to life than debt" diary.....

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Comments

  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    good news on the rebate, i love unexpected windfalls like that
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • OK I am back just finished part 2 of the diary would have finished earlier but all that talk of free bingo could not be resisted so had to give it a go lost £15 of their money thank goodness but think if I had won it wasn't one where you just could pay in and withdraw :confused: so will have to check it out more carefully but I have a diary to read first:rolleyes:. The chat though why do they do it and lose their money at the same time there was an option to turn it off but it didn't work perhaps that was the penance for free money:D wtg gl 1tg:mad:
    You have done it again will you finish the PGCE course? Will the kittens wreck the house? How will the new job go? (especially worried about that one with what has happened in the economy since) Just have to go and find out everything else on back burner good for NSDs :rotfl:but not making any money (but still getting lots of ideas from the diary posters). Be back after part 3. Feel as if I know everyone on the thread weird shame I did not catch you on TV is that DVD still doing the rounds? Several mothers of twins I notice:T. Back soon I hope unless I get waylaid again wtg Hypno:rotfl:sorry couldn't resist.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Double Trouble I am so amazed that you have stuck with the diary so far! I am sure it can't be THAT interesting - surely! Sorry you have got sucked into the free b!ngo........It was certainly a bizarre few weeks we had earlier in the yea. Lucky lemons to you glglglgl :D

    I have just realised that I have had a NSD today. These are very rare in my lifetime so I have to celebrate the fact with a jumping smiley :j and a Martin :money: :D

    Have done my "download" site work for tonight - apparently I have to do loads of blogs on different sites to link through to my download site :confused: goodness only knows, because despite my ability to talk squit on this site, I don't blog anywhere else! Obviously I am going to have to start, and to push
    the keywords a bit - I still don't quite "get" how it works, but I think it is like reiki - you don't have to understand it, just believe that it does indeed work :rolleyes:

    So, off to bed now - catch you all in the morning!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • That bingo was fantastic - I love the new washing machine it bought (or am I just a bit sad?) GLGLGLGLGL - lucky lemons indeed :)

    Maybe egg could be convinced to drop the interest rate again? And that's great getting the NI money back. I know you would have told me to pay off a debt, but I think you work so hard at that, you should put it in the holiday fund for next year.

    Somebody tried to explain all that keyword stuff to me and I didn't understand it either, and I'm supposed to be technical. Just go with it... and all will work wonderfully...

    Catch you in the morning! Sleep well :)

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • beanielou
    beanielou Posts: 96,623 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea on Egg interest rate from GHD.
    Or maybe they could reduce the balance a wee bit in recognition of their dire customer service.Arrears indeed.Arrrgh.
    If i was you I would be just fizzing.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent on the NI money! And I hope you *can* blag another reduction in the interest rate.

    The googling and the links... as far as I know, google picks up links as well as keywords, so you have to have links to get noticed. When I set up my work website, I worked really hard on getting permission from magazines I'd advertised in to put links to them, and for them to put links to us. I *think* thats what the blogs are for - thats a really good idea, to write a blog and link it to your own website, it gives you a lot of control over it, I like it!
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I will start blogging over the weekend - see where it gets us!

    Friday today :j I will be going for a run this evening once the children have done Karate, and will be trying to work out how my heart rate monitor thingy works - this technical stuff really is too much for me.....I am too old for it all :rotfl:

    Finance wise nothing to report, other than I will pay in my National Insurance rebate cheque today and decide where it will ultimately go once cleared.

    Have a good day everyone - Double Trouble I hope you have managed to do something other than read my diaries :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    morning hypno, get the kids to help with the technical stuff! how is your egg account looking today?

    hi double trouble, hypnos was one of the first diaries i read through. its brilliant motivation reading someone elses progress when you start out trying to rid yourself of debt! Hope to see your soa soon.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    hi lunar - egg website today shows that I am not in arrears, so that is a good start!

    OH got a new phone yesterday and is also struggling with the technical stuff - perhaps we are in need of evening classes "2008/9 for dummies" type thing :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Surfbabe
    Surfbabe Posts: 2,284 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Hypno - save the NI money for your holiday - you deserve it!.

    Well at the computer says the right thing for EGG - they can be right sometimes !!!!!!!!!!!!!!!!! better than the computer says NO!

    Anyway - I've packed lunch to make and better go to work sometime. Am being referred to ENT specialist re voice etc but knowing my luck it will be fine by the time the appointment comes through !

    have a good day
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