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October - The NSD Challenge
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Thanks NZ! I'm on track for an NSD so hopefully I'll made it today! x0
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Hey all, NSD no.14/15 for me today, I'm in work til 2, then heading to the gym. Off to a halloween party tonight at a friends house, already have beers to take over so no spending required today!
Didn't reach my target but so close, so pleased with myself. Going to push harder next month and go for 20.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
millionaire_in_training wrote: »Well I was totally rubbish at this one lol. Practically impossible I have realised with my life. Sometimes I only spend pennies but there are no more days I can cut out. Well done to you all x
Hey Gorgeous,
Could you just "not count" some of your regular unavoidable spends to make it more doable?
I keep my spending in clusters. I know I'll need to buy milk & bread about twice a week so I try and organise myself to get anything else I need on those days as well. (sadly it doesn't always work
) and my biggest danger is when I think "well as it's a spending day anywaaaaay I may as well....." Fatal!
We can but try honeybun, you can't do better than your best and all that!
Love Jacks xxx Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
managed my last NSD today so I had managed 5/5 - going to try again next month:mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
debt free nov 2012 before that I hope
sealed jar no 4200 -
Managed another NSD today..... that takes me to 15/12:beer:
I'm a little bit chuffed with that! Samae again next month then!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Hi I had a NSD yesterday so that 15/15 for me yeah!!!!!
must go find November thread now!!!Peace will be mine
could do better - must try harder
Live each day as if its your last
DFW Nerd #1000 Proud to be dealing with my debts
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So near and yet so far... I've finished the month stuck on 9 out of 10, after utterly failing to resist the lure of the chippy! Ah well, that's as many as I managed in September so not too bad, and the middle of this month was a bit haywire what with a baby arriving! I'm raring to go for November with my 'stretch target' of 12 :cool:Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 2034
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I declare my final total for the month is 14 out of the 14 I pledged at the beginning of the month! :dance: Yay I did it! Congratulations to everyone on this thread whether you hit your target or not - and good luck next month! x0
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Another one here so my total for month is 15/10:beer: Aiming for 14 next month:D100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Another one for me today...I didn't make it to 15, but I am pleased as it was my first go...and I have managed to get loads of xmas pressies and over pay a CC and I am not in my overdraft..fisrt october ever!! x0
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