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October - The NSD Challenge
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I had a spend day today but I'm at work tomorrow so should get another one in on the last day of the month:j100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Hi all - spent today so to reach my target tomorrow HAS to be an NSD! x0
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Hi all
i have managed 14 NSD out of my 15 that i challeneged myself. Would have had 15 but had to pay for my prescription, which was unexpected, but am still pleased with myself for the first attempt. I would like to aim for 15 again in NOvember, given i have 9 birthdays and the rest of my xmas presents to get in the next 4 weeks.:eek: grocery reduction planning now down to 50.00 per week
seriously on track to be debt free in 12 months.......0 -
:shhh:Sssh
Guess what?
I Did it.......!
Woooooooooooooooooooooooooooo! :j:dance::beer:
Roll on November!
Love Jacks xxx
Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
ohh I am not doing very well......today was spend spend spend...so tomorrow I am going to try and not spend anything to get another one in there!!0
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Well I was totally rubbish at this one lol. Practically impossible I have realised with my life. Sometimes I only spend pennies but there are no more days I can cut out. Well done to you all x5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I'm sorry to say that this month I didn't make my target.
So November....watch out!!!!
Well done to everyone who suceeded and commiserations to those who didn't.
Tea
xx0 -
well..... I finished on 11/20! :mad:
On a very positive point (for me at least) - for the first month ever I have finally broken the cycle of putting £100-200 on the CC and clearing it at payday, and I also didn't max out the over draft!! whoo hoo!! :T :j :T
Even although I didn't reach my target, the days I did spend on were much lower spend days than normal - which I'm creditting purely to the challenge!
Since I've just checked my bank and my wages seem to be a little short - I'll need to try much harder for next months challenge methinks!!
Well done to all of you who are much more organised than me and hit your target - and better luck next time to those who didn't quite make it!
Roll on November......
xxx0 -
Hi all - spent today so to reach my target tomorrow HAS to be an NSD! x
Good luck rb6ac !!You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.0 -
A NSD for me yesterday.2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0
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