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October - The NSD Challenge

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  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    Managed another one today. It's requiring little effort not to spend at the moment as I don't actually have anything LEFT to spend!!
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund
    :
    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000


  • Another NSD for me today, as been asleep most of the day! Did realise just now that I've left my lunch box at work this morning though :(
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I am afraid i have defo failed on 20 this month as spent yesterday, today and i have a limping cat so have to go vets tomorrow but still going to aim for as many as possible, prob be about 17 now.

    Sorry guys :o
    Now a SAHM trying to earn some spare pennies each month
  • I have been particularly "spendy" this month and although I managed a NSD yesterday - I can't hit my target! Ooops!
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    louby28 wrote: »
    Finaly managed another NSD...so one yesterday and one today ...its harder that I thought..

    I am not counting the kids homework/other club money and things as I take this out the bank and put it away each month....is this cheating??

    I think you can count what you want Louby, I'm not counting any bills as I have to spend it, and it's not just me 'treating' myself. I wouldn't count homework club etc if you see it as a bill.
    I have to head into town to pay my water bill today and see about a refund/replacement on my trainers, they are 2 months old and have torn already!! :eek: Hopefully I will be strong and not actually buy anything, although I am itching to get a few xmas things, but I have plenty of time for that later.
    Will let you know how I do.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • reetyre
    reetyre Posts: 62 Forumite
    Hi there,
    Well yesterday I didnt spend anything so I have hit my NSD challenge! Am very proud but think that perhaps I havent pushed myself enough this month so am going to keep going to see just how many I can hit.
    Next month will most likely be a tough one as we are moving into rented accommodation so will have to buy a fridge freezer and fill it up for a start!
    Having said that we will still be paying our mortgage in London (anyone want to buy a flat) so NSD's might be forced upon us!
    xx
    Reetyre - married on 3rd May 2008 :smileyhea
    My hopes are not always realised, but I always hope - Ovid
    October NSD Challenge - 14/10 :j
    November NSD Challenge - 9/15 :confused:
  • Juli
    Juli Posts: 230 Forumite
    Part of the Furniture Combo Breaker
    Decided that my winter skirts could stay at the dry cleaners for another day, so yesterday turned into a NSD.
    Which means I've acheived my goal of 6 this month - might manage another one or two yet, and will definitely set the goal higher for November.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We'll I didn't get home from town unscathed...I got my trainers refunded, water bill paid and banks visited, so far so good. Then I decided to pop into the £ shop to just check the prices of face masks for xmas pressys. They were 3 for 99p, and I ummed and aahed, I had 2 pound coins on me, so ended up getting 2 packs.
    At least I got away with a low spend :rolleyes:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    reetyre wrote: »
    Hi there,
    Well yesterday I didnt spend anything so I have hit my NSD challenge! Am very proud but think that perhaps I havent pushed myself enough this month so am going to keep going to see just how many I can hit.
    Next month will most likely be a tough one as we are moving into rented accommodation so will have to buy a fridge freezer and fill it up for a start!
    Having said that we will still be paying our mortgage in London (anyone want to buy a flat) so NSD's might be forced upon us!
    xx

    Star for you! :T
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Juli wrote: »
    Decided that my winter skirts could stay at the dry cleaners for another day, so yesterday turned into a NSD.
    Which means I've acheived my goal of 6 this month - might manage another one or two yet, and will definitely set the goal higher for November.

    And you :T
    Now a SAHM trying to earn some spare pennies each month
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