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October - The NSD Challenge
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Managed another one today. It's requiring little effort not to spend at the moment as I don't actually have anything LEFT to spend!!O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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Another NSD for me today, as been asleep most of the day! Did realise just now that I've left my lunch box at work this morning though'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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I am afraid i have defo failed on 20 this month as spent yesterday, today and i have a limping cat so have to go vets tomorrow but still going to aim for as many as possible, prob be about 17 now.
Sorry guysNow a SAHM trying to earn some spare pennies each month0 -
I have been particularly "spendy" this month and although I managed a NSD yesterday - I can't hit my target! Ooops!0
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Finaly managed another NSD...so one yesterday and one today ...its harder that I thought..
I am not counting the kids homework/other club money and things as I take this out the bank and put it away each month....is this cheating??
I think you can count what you want Louby, I'm not counting any bills as I have to spend it, and it's not just me 'treating' myself. I wouldn't count homework club etc if you see it as a bill.
I have to head into town to pay my water bill today and see about a refund/replacement on my trainers, they are 2 months old and have torn already!! :eek: Hopefully I will be strong and not actually buy anything, although I am itching to get a few xmas things, but I have plenty of time for that later.
Will let you know how I do.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Hi there,
Well yesterday I didnt spend anything so I have hit my NSD challenge! Am very proud but think that perhaps I havent pushed myself enough this month so am going to keep going to see just how many I can hit.
Next month will most likely be a tough one as we are moving into rented accommodation so will have to buy a fridge freezer and fill it up for a start!
Having said that we will still be paying our mortgage in London (anyone want to buy a flat) so NSD's might be forced upon us!
xxReetyre - married on 3rd May 2008 :smileyhea
My hopes are not always realised, but I always hope - Ovid
October NSD Challenge - 14/10 :j
November NSD Challenge - 9/150 -
Decided that my winter skirts could stay at the dry cleaners for another day, so yesterday turned into a NSD.
Which means I've acheived my goal of 6 this month - might manage another one or two yet, and will definitely set the goal higher for November.0 -
We'll I didn't get home from town unscathed...I got my trainers refunded, water bill paid and banks visited, so far so good. Then I decided to pop into the £ shop to just check the prices of face masks for xmas pressys. They were 3 for 99p, and I ummed and aahed, I had 2 pound coins on me, so ended up getting 2 packs.
At least I got away with a low spend :rolleyes:
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Hi there,
Well yesterday I didnt spend anything so I have hit my NSD challenge! Am very proud but think that perhaps I havent pushed myself enough this month so am going to keep going to see just how many I can hit.
Next month will most likely be a tough one as we are moving into rented accommodation so will have to buy a fridge freezer and fill it up for a start!
Having said that we will still be paying our mortgage in London (anyone want to buy a flat) so NSD's might be forced upon us!
xx
Star for you! :TNow a SAHM trying to earn some spare pennies each month0 -
Decided that my winter skirts could stay at the dry cleaners for another day, so yesterday turned into a NSD.
Which means I've acheived my goal of 6 this month - might manage another one or two yet, and will definitely set the goal higher for November.
And you :TNow a SAHM trying to earn some spare pennies each month0
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