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October - The NSD Challenge

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  • Today is NSD no 9 for me! Since I have 11 more to go to reach target, and only 11 days to do it in, I'll probably not make it all the way to 20 - since I have at least one spend day scheduled for next week for my cookery class.

    I'm a bit gutted, but maybe 20 for my first month was a bit ambitious! I'll just try from now to have as many NSD's as I can before the end of the month, and maybe try manage it a bit better to get me a nice big star for next month! :P

    xx
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I have hit my target!!! 11 NSDs as I didn't spend anything at all over the weekend AND today is a NSD as well - now to start planning for Yule! :mad:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Looks like today is a NSD - get paid later so will take money out for saving accounts with mum and money for school dinnerws etc but I class all those at monthly bills or saving not day to day stuff so still a NSD for me - think that makes 6

    Wish there was spend under a fiver day may do better at that lol
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, a while since I last posted but 3 more days added.Hopefully should make target.good luck everyone.
    ilovetea x
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Horace
    Horace Posts: 14,426 Forumite
    Well I managed another one today - so I am off to update my sig:j
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The_Dragon wrote: »
    I have hit my target!!! 11 NSDs as I didn't spend anything at all over the weekend AND today is a NSD as well - now to start planning for Yule! :mad:


    Well done Dragon :D ,

    I know the day's not over but as it's nearly dark, raining & 'orrible, I'm not going anywhere so declaring NSD 10 :D

    lula x
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    The_Dragon wrote: »
    I have hit my target!!! 11 NSDs as I didn't spend anything at all over the weekend AND today is a NSD as well - now to start planning for Yule! :mad:

    Wooohoo shall give you a star :D

    I am really struggling this month, my own fault as splurged a bit at the beginning but i don't think i am gonna hit target and feel like i am letting people down as i have been running the challenge :o

    Think the jump from 15 - 20 was too much, should have been a bit more gradual. :(

    I might make 18 but i do need a bit of a life and also to eat! :o Currently today has been a NSD but i do need a few bits like squash and cat food, wondering if can last til tomorrow.
    Now a SAHM trying to earn some spare pennies each month
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    9th NSD, I'm catching up and back on track! Only one spend day in the last 6 :) I'm soooo hungry :(
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • Made food to take to work tonight, so definately gonna be an NSD today - wahoo!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi I'm rewatching The Devil Wears Prada - suits my mood more Meryl Streep than the model one... I'm stating that I have achieved my third NSD to stop me going out now and spending! So there we go done it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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