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October - The NSD Challenge
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I didn't manage NSD yesterday for a stupid chocolate bar...
Was feeling bit low and have been on a health kick for last 3 weeks or so, so thought I'd deserve one. Was also supposed to pay last months hobbies, have gone to training without paying as didn't have any money last month, but was running late so didn't manage to do that either.
Today will be a spend day as well as have to buy lunch (didn't have time for breakfast so ate my sandwiches just now) and a birthday card for my gran. The next two days are likely to be spend days as well. Two more days to go before 29th, I can do it!:oDEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Finally managed another NSD - this is much more difficult than I thought. Now 5 out of 6 so I should still hit the target though. Today won't be one, as I have to collect my dry cleaning from Sainsburys, so if I buy food for lunches for the rest of the week while I'm there, might manage a NSD tomorrow.0
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Had a spend day today as I needed bread and milk. Should have got it yetserday when I was shopping anyway:mad:100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
There aren't enough days left in the month to meet my target of 18, which was stupidly ambitious after starting a week late. But I'll soldier on and try and get as many as poss and see it as a trial run for next month:o On the upside I've not actually spent that much this month. Good luck to everyone else!0
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Managed a NSD yesterday as couldn;t be bothered to go to shops !!!!!!!!!!! so I've hit my target !!!!!!0
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Got back from Manchester last night, as predicted was spending all weekend!
Woke up feeling rough today, sore throat etc etc. Had to go and pick up missed parcel from the PO depot, was contemplating popping into the superstore on the way, but took the dog with me instead, so couldn't leave her outside!
Just going to do some housework and wait for OH to come home, so NSD no. 7 today!
Getting a little worried thou, I need 8 more NSDs to reach my target, and only 10 days left in the month!!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
been out and collected freecycle curtains and didnt spend any money and not going out again today so NSD 9 for mePeace will be mine
could do better - must try harder
Live each day as if its your last
DFW Nerd #1000 Proud to be dealing with my debts
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Finaly managed another NSD...so one yesterday and one today ...its harder that I thought..
I am not counting the kids homework/other club money and things as I take this out the bank and put it away each month....is this cheating??0 -
Hi everyone & well done on all the NSD s everyone is having. I do hope we're not responsible for the current crisis what with all our non-spending :rolleyes:
Whatever, I've done ( well, as good as) day 11 now & still only have £2.11 p in my purse
as long as it stays in there I'm happy
lula x0 -
Okay, so I've been rubbish. This is only my 3rd NSD this monthBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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