We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
October - The NSD Challenge
Options
Comments
-
Hello,
I spent £20 yesterday - £17.50 on contacts solution & £2.50 on parking
but have just completed my 9th NSd today. Still have to fit another 6 in though :rolleyes: .
lula x0 -
YEA i done it another NSD:beer: :beer: :beer: Thats number 4 1 more to go:rolleyes: & more if i can:rotfl: :rotfl: :rotfl:Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500
12 NSD MAY 3/12
Lose 21lb by July .......................4 /21LB0 -
Hi I finally made it to NSD number 2 out of 8!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Yay!! NSD today That's 4 I think5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
NSD number 8 for me yesterday - 7 to goPeace will be mine
could do better - must try harder
Live each day as if its your last
DFW Nerd #1000 Proud to be dealing with my debts
0 -
Rightio, I thought I'd better do a Monday update to get me in the right frame of mind to be virtuous this week as there'e only eleven days of the month left.
It's 13/22 on day 20 for me! :dance:
Today will be a spender as we have my daughter's monthly orthodontist appointment which will involve bus fares, some more brace supplies and a consolation hot chocolate and whatever cake or pud looks yummiest in the nearest cafe afterwards.
I'm a bit scared that this only leaves me 2 spending days for the rest of the month but I'm trying to think positive!
Next month I may downgrade my target slightly to 20 because I always have one completely unexpected spend a month, (Oooh like a new table or summat!) plus my daughter has the orthodontist every month and I buy milk, bread, fruit and veg about twice a week - every week - so I feel as if I need to allow myself 10 spending days so as not to get into too much of a tizz at the end of the month.
I still feel that I am controlling my spending though, cos apart from the Orthodontist related treats and Umm..the odd great big pine tablemy spends are all pretty virtuous and necessary.
Loving the new stars Lilmissmup! (and I really really want one!)
Love Jacks xxx
PS How are you guys planning to factor in Christmas shopping???? :eek:
PPS Congrats Magni!!! Nice work hon.Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
Finally managed another NSD on Sunday, due to not getting up before midday and BF supplying breakfast and dinner. So I'm up to 8/10. Might manage another one today, though have paid extra off credit card. Should I include that? Won't go from my bank account before tomorrow.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
-
NSD for me yesterday asked DH to pick up milk today:mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
debt free nov 2012 before that I hope
sealed jar no 4200 -
I've had to spend today. Needed petrol and some bits in Tesco.100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
I need to get my back side into gear this weeks as running out of days to get my nsd target. Got a busy month for birthdays so need to have those NSD.MAY NSD's
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards