Cancelling PPI CAN BE DONE!!!!!

asquiths_2

You know i'm gonna do just that!!
I'm, gonna take it to the ombudsman, who the hell do the yorkshire bank think they are trying a trick like this!!!
well i'm afraid they chose the wrong person this time!!
and if it doesn't go my way then i'm deffo moving banks!!

anyone recommend the best???
thanks everyone so far for your support i'll keep you updated all the way.

BargainShopaholic

Thank You guys for opening my eyes to this, i have just realised i can save either £50+ on my loan a month or reduce it by 13+ months because of this ppi which i probably wouldnt be able to claim anyway. I cant wait to speak to egg tomorrow.

Reformed_Money_Waster

BargainShopaholic wrote:

Thank You guys for opening my eyes to this, i have just realised i can save either £50+ on my loan a month or reduce it by 13+ months because of this ppi which i probably wouldnt be able to claim anyway. I cant wait to speak to egg tomorrow.

I hope that if Lloyds TSB do eventually agree to scrap mine that they reduce my payments rather than the term because I could really do with the extra money now.

Old_iron_balls

asquiths wrote:

You know i'm gonna do just that!!
I'm, gonna take it to the ombudsman, who the hell do the yorkshire bank think they are trying a trick like this!!!
well i'm afraid they chose the wrong person this time!!
and if it doesn't go my way then i'm deffo moving banks!!

You go for it !

Old_iron_balls

Reformed_Money_Waster wrote:

I had a reply from Lloyds TSB yesterday regarding the cancellation request I sent them on Tuesday:

"I am just writing to let you know that we've received your complaint - and to say how sorry I am to learn that you're unhappy with us.

You have my assurance that one of our assistant managers will investigate the concerns you have raised with us - this may take a little time but I would expect our enquiries to be complete within the coming 2 weeks. We will then be able to respond in full to your complaint and at that stage, I hope, resolve matters between us.

In case you haven't received a copy of our leaflet called 'How to voice you concerns' I've enclosed one with this letter. This tells you all you need to know about resolving your complaint with us.

Yours sincerely
Stacy Cope
Assistant Manager"

Nothing too exciting, but at least they have acknowledged my letter and are looking into it. Certainly a far better initial response than asquiths above received from the Yorkshire Bank.

Same letter I got back. They didnt enclose the leaflet in mine the silly sods

Reformed_Money_Waster

Old_iron_balls wrote:

Same letter I got back. They didnt enclose the leaflet in mine the silly sods

And had they agreed by the next time you heard from them, or did you have to argue your case a bit more before they scrapped your PPI?

Once they did scrap it, did they reduce the term or the monthly payments?

BargainShopaholic

I got it done, have chosen to reduce my monthly payments, but i can still make additional payments if i want to as its flexible so i can then reduce the term in theory if needed.
No talk of refunding what i had already paid though.
Chap was a bit rude to be fair.

Reformed_Money_Waster

BargainShopaholic wrote:

I got it done, have chosen to reduce my monthly payments, but i can still make additional payments if i want to as its flexible so i can then reduce the term in theory if needed.
No talk of refunding what i had already paid though.
Chap was a bit rude to be fair.

Who is the loan with?

BargainShopaholic

Loans with Egg

Reformed_Money_Waster

BargainShopaholic wrote:

Loans with Egg

Glad you got a result, even if you didn't get a refund.

I really hope I get a positive response from Lloyds TSB.