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Money Fritters 'Enough Now' DFW Diary

18485878990112

Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Dude check out susan's thread. Miche just asked you a favour???? 00020148.gif
    Aiming for a minimal spend 2022
  • Yeah I know, to bring her some loo roll
    :rotfl::rotfl::rotfl::rotfl::rotfl:
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • Hi folks,

    Well getting into work today was a nightmare, but I finally managed to beat the snow, although it did take a few hours to get in.

    Tonight I have got quite a bit to do, so thought I would put up a list, to focus my mind:-

    1) Make a loaf of bread
    2) Update my Debt grid
    3) Accounts
    4) Declutter the library
    5) Some shredding
    6) Washing
    7) Trading
    8) Sort out my PAD's total for the month of November
    9) Sort out my MMAD total for the month of November

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • MicheH
    MicheH Posts: 2,631 Forumite
    That's a canny list you have yourself there.

    I'm not too good at writing my finances down :eek: exBR's will be quaking in their boots :rotfl:

    Never been overdrawn in 18months so that's ok. I need to try fathom out a way of making a grid myself to be fair, spreadsheets and my brain just don't exist though.

    Chat later.. oh, and I'm nearly ready for that loo roll now please! :p:D:rotfl:
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Just read his penultimate post.

    00020148.gif 00020148.gif00020148.gif00020148.gif00020148.gif00020148.gif
    Aiming for a minimal spend 2022
  • Hi folks,

    Well getting into work today was a nightmare, but I finally managed to beat the snow, although it did take a few hours to get in.

    Tonight I have got quite a bit to do, so thought I would put up a list, to focus my mind:-

    1) Make a loaf of bread
    2) Update my Debt grid
    3) Accounts
    [STRIKE]4) Declutter the library[/STRIKE] - Complete
    5) Some shredding
    [STRIKE]6) Washing[/STRIKE] - Complete
    7) Trading
    8) Sort out my PAD's total for the month of November
    9) Sort out my MMAD total for the month of November

    Money Fritter

    Well I managed to get home safely, but the snow is coming thick again. I managed a NSD today so that takes my total to 14/13 for November. I have also done a couple of my jobs so far.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • Hi folks,

    Well getting into work today was a nightmare, but I finally managed to beat the snow, although it did take a few hours to get in.

    Tonight I have got quite a bit to do, so thought I would put up a list, to focus my mind:-

    [STRIKE]1) Make a loaf of bread[/STRIKE]
    [STRIKE]2) Update my Debt grid[/STRIKE]
    [STRIKE]3) Accounts[/STRIKE]
    [STRIKE]4) Declutter the library[/STRIKE]
    5) Some shredding
    [STRIKE]6) Washing[/STRIKE]
    [STRIKE]7) Trading[/STRIKE]
    [STRIKE]8) Sort out my PAD's total for the month of November[/STRIKE]
    [STRIKE]9) Sort out my MMAD total for the month of November[/STRIKE]

    Money Fritter

    Well a good nights work. I managed to do most things on the list. My accounts are looking ok. My PAD'S for the month of Nov = £452.33.

    And the make money per day for Nov = £102.84

    Also managed 14 NSD's when I set a target of 13. I will try to make one more tomorrow so it is 15.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • Hi folks,

    Well overall November has not been a bad month. I have now managed to get all my debts onto 0% for another year, so that is good. I also did quite well on my challenges for November.

    I think for December I am going to set the following challenges

    NSD = 15
    I will try and make £5 per day again, although December is always tough, but I will see what I can do.

    Next year I am going to really try hard and join the pay off 20k of debt challenge. I really want to shift this debt. I am feeling positve.

    I am in the gym again tonight, I am hoping to do 9 miles on the bike tonight as part of my training for my coast to coast next June.

    Also I think I must be going crazy as I am already thinking about my next challenge if I do this one. I might cycle John O'Groats to Land's end. and even further ahead than that, I would love to cycle all around the coast of britain, but that is 4625 miles. Anyway lets not get ahead of myself, lets see how I get on during the coast to coast

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • MicheH
    MicheH Posts: 2,631 Forumite
    Afternoon Frit. I'll join you in your NSD for this month. I'll try 15 and might actually do it as I've nearly finished my Christmas shopping.

    I reckon you can shift your debt. Not bad feeling positive at the end of a dreary year. You'll be on fire come January!

    Having spent a lot of time on the west coast of Scotland Frit I know a coastal challenge would be absolutely brilliant. Something to look forward to. If I wasn't the feeble female that I am I would join you. Think i'd best perfect my running first though eh?! If you see lard !!! puffing up the hill come New Year.. gis a backer! :p:rotfl:

    Off to try to fathom out how to do a spreadsheet before I have to ask for 3D's and Aureols help later on.

    Loving your positivity
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Blooming heck he has even got me going I am smiling again. 000202B2.gif
    Aiming for a minimal spend 2022
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