Mariagti's Bargin hunting, Save for a deposit & start a family diary!

mynewlife_2

Hi Maria,

The apartment looks really nice, an ideal place to start the property ladder with. If you have worked out all the sums, and you can afford it, then go for it hun. You regulary moan (said in the nicest possible way) you hate being at home, and can't wait to move, so why not go for it? you have the deposit a lot of mortgage companies are looking for at the mo. If you are still a little bit worried, do a bit of research into the shared ownership scheme. Good thing about new builds is you can move into them straight away and not have to do very much. How long does it take you now to get to work? and how much would the extra miles cost you in petrol?

I managed to sell my Virgin voucher for £45, and i think most V vouchers are going for the same amount - tis really good :j

I can't blame you for hating lakeside, it really does get very busy. I only really go to visit Primark, and i tend to get there around 9am if i do go.

Well done again on the savings, thats building up nicely, just really sucks at the mo the interest rates- not fair on us who are saving.

x

poppy_the_saving_cat

hi maria, the flat looks nice but if you are thinking of starting a family i think buying a house with a nice little garden would be much better. we bought a 2 bed flat but regretted buying a flat later when my son was born as i yearned to sit out in the garden and play with him in the summer, eventualy we moved to a house but wish we had done that in the first place as so many people advised us to do this xxx

poppy xxx

mariagti

We were too late for the new build! I got a call this morning saying it was no longer for sale.:( ....never mind.
I had researched the area it wasnt really suitable to start a family as there was no bus's for quite a walk, no schools or nursey's nearest were 6 miles away in the closest town which had about 8 shops ive never heard of! So in the long run it probably wouldnt of been a good choice place to live. The lady did say there were another 2 2 bed flats on the same road but in a block of flats. But i said i wasnt interested in them, just the apartment.

Poppy: I would love to buy a place with a garden but on our budget i dont think we will be able to. We can only afford flats/masionettes.

Hayley: Me always moaning! Lol, i get it from my dad!:o hehe! Yeah we've got a deposit just wish we had a clear credit history it would make things alot easier!

We do have our eye on another property though, i wont say anything about it until after we've looked at it this time. I dont want to jinx it! I will say its only £74k though!:cool:

mariagti

Anyway on the money side of things it was payday today! yay!

So i paid in £100 into ISA so my total is now £3310:)

New deposit total £14,010:)

Shopandscan have just credited my points so ive ordered a £10 Argos voucher:)

And the Tesco behind my work have built a new recycling centre, for every 2 cans they give you 1 point, you chuck your cans in the machine counts them you scan your card and it puts the points on! Pretty good if you ask me as people will be recycling them now just for the points!
I might start collecting cans thrown out in the rooms at work and recycle them every week for the points!:)

mariagti

Evening all,

Well ive finally taken a few photo's and listed 4 items on ebay so far including the £50 virgin voucher and some mascaras and lipsticks that i won ages ago.

I had a credit card bill of £3.71 today! Ebay fees. :rolleyes:

Im nearly upto £10 on littlewoods scratchcard, there not being very generous with the login bonuses anymore so there taking a while to get to £10 now. Never mind its all free anyway so i shouldnt moan!

mariagti

Evening all,

My MOT runs out end of April and i know it needs a new shock as ive put it off for 2 years now its got worse and deffo needs replacing before this MOT so i got a quote to replace both front shocks as they advise to replace the pair. £200 then MOT £45. And i may also need a new tyre as that shock has made it wear down around the edge. But i may get away with it as its just the edge the rest has plenty of tread as all 4 tyres are quite new!

So thats say £250 for that then hopefully it wont fail on anything esle. So thats booked for 30th march. And i have 19 days holiday left before new tax year! So im taking the week off from 30th! Lovely!:D Im going to carry the rest of the holiday over.

I spent £1.50 of Lunchoen vouchers on a massive bar of whole nut choccy! Which im tucking into right now. Mums fault i had to take her to Asda after picking her up from my nephews. :rolleyes:

I must list more things on ebay in a minute, my other auctions i listed yesterday end on friday.

mariagti

Hi all,

Ive just got back from the dentist check up, polish & scale £16, at first she said they were all good but when polishing them noticed a chip on a tooth near my gum line (its been ther 2years) so ive had to book another appointment to have it filled april.

Last night i listed a couple more items on ebay, and tonight i will list a few more 99p items now the news fees have started.

mariagti

Hello, its the weekend!!! yay!!

All my ebay items sold making £56 and i have another two items ending 2moz.

Yesterday thanks to the 50p bonus i withdrew £10 from littlewoods scratchcards.

My silly OH now has no car as the MOT ran out today and he didnt bother taking it anywhere to get it fixed. He can be so lazy! Grr, he always puts things off. I dunno how his going to be getting to work as its 15 miles from where he lives. I suppose he will be using his mums car.

I have a few things i need to do today:

Pay bill at barclays
Get some coin bags from barclays for my penny's
Wash car
Sort my bomb site bedroom out
Transmit shopandscan codes
De-clutter the shed while looking for car parts to sell on ebay!

mariagti

hello all,

I havent been on here a while,i thought i best update!

I brought a laptop sony vaio light pink with white keys it was £455 on amazon. After vouchers and money i made from selling my virgin voucher it cost me £320 of my own money. So not bad really and well worth the money...i think anyway!
Now my dad cant moan at me for being on his PC all the time.

Now i have this laptop and wireless conection i can join some online courses i looked into ages ago! whoo! I had to buy a USB adapter for the PC so it could go on wireless which cost £20.

I also went shopping and brought two pairs of skinny jeans from next costing £50! Then dog food £46!

So ive spent alot this week! It all gone on my credit card too so i get asda points for it. Dont worry it will be paid off in full when the bill arrives.

Ive also claimed another £15 worth of vouchers this week. £10 argos from shopandscan, £5 amazon.The rest of my ebay items sold for £25, although im still waiting for payment from two of the buyers.

My OH took his car to peugeot who put it on the diaog and found out what sensor was causing the ABS fault and also found out two of his springs were cracked...about the snap in fact! he had to sign papers to say peuegot told him the car was too dangerous to drive before they let him have the car back! So that cost him £35. Then sensor cost £40 and two spings cost £60 and he will fit this all himself at the weekend and then get it MOT'd!

mynewlife_2

Hello Maria

Well done on you treating yourself chick, you deserved a treat. Its so much easier with a laptop isn't it, your laptop sounds great. Have you signed up to any courses yet?

Well done on the ebay sales, that reminds me i must list some more stuff this weekend.

The skinny jeans sound fab - i love skinny jeans. I need some more so i may check out Next, i love Next, we have their catalogue and their home range is just soo pretty, i want everything. Lovin' the purple look, and the green look.
If only it wasn't so expensive.

Much planned for the weekend Maria?

x