Credit Card Balance Transfer Discussion Area 2

MSE_Martin

Gal I hear by grant you rights to licence credit card poker on the site. Anyone using it must put (c) Galstonian afterwards. Failure to do so will result in forcing them to have a conversation with Pal!

david78

Slasher might tilt a bit more toward the egg card though because it gives 0% for 6 months then 0% for 5 months in 2005, 2006. (That's 0% for 16months, just spread out a little). 8)

Galstonian

I'm still not wholly convinced by the Egg card. It has some advantages but I'm not sure whether holding the card during the times when it has none is outweighed by the times when it does. Obviously everyone is different but if I have a high limit on a card for more than half the year going unused I start to ask is it worth it?

kchok

I have just received a Barclay card.In the balance tranfer section it only mentions credit card detail but not the bank overdraft .My question is can I balance transfer to current account? Ihave no debt in my credit card .if i carry out balance transfer to my other credit card  how do I get the money out of it to current account?is it possible?any ideas please.no i haven't tried asking barclay.

Galstonian

Have you tried asking Barclaycard?

Try reading this too: http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1076883546,34894,

luv_my_brass

I'm still not wholly convinced by the Egg card.  It has some advantages but I'm not sure whether holding the  card during the times when it has none is outweighed by the times when it does.  Obviously everyone is different but if I have a high limit on a card for more than half the year going unused I start to ask is it worth it?

But if it's in a savings account - it's earning you interest - which is what sbt's are all about - aren't they???

luv_my_brass

I'd like to ask who has taken out the most cards to do sbt's? What's the total amount you've managed to 'borrow' and what was the consequent 'earnings' and did you manage to keep all the cards in the air without dropping any? (ie. ending up paying interest)

luv_my_brass

Slasher might tilt a bit more toward the egg card though because it gives 0% for 6 months then 0% for 5 months in 2005, 2006. (That's 0% for 16months, just spread out a little). 8)

I've got the Egg card on 0% bt for 9 months - does this mean I can bt with them again at the end of the 9 months ?

david78

Hi luv_my_brass. With Egg you get 5 months 0% for balance transfers made in the anniversary month of when you opened your account. This means when your 9 months period is over, you need to wait 3 months and then you'll get 0% for 5 months. One year after that you will get 0% for 5 months again. Then it stops.

kchok

Thanks Galstonian, No i haven't asked barclays.I read the article but I am still not confident about it.can I BT to another Credit card? then that card is on credit .Now I ask the cedit card company to give me the money sitting in there.Does it work like that? I have no idea.