We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Journal: Thought for the day
Comments
-
What memories do you associate with being ill as a child?
If they were negative - how can you overcome that so it isn't a problem for you and yours in the here and now?
If they were happy - what was it about that time that made it special for you? Has it ever tempted you as an adult to be "marred" ie a little bit of a hypochondriac or have you managed to get the right balance? How has it affected how you treat illness in yourself or others today?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
Are you happy with yourself and like the person you've become ?
If not.........why not and could you change it ?Mary
I'm creative -you can't expect me to be neat too !
(Good Enough Member No.48)0 -
What's your favourite music of all time? What's so special about it for you?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
Do you always do what you say you will do ?Mary
I'm creative -you can't expect me to be neat too !
(Good Enough Member No.48)0 -
Lucky for some - noDo you always do what you say you will do ?
:rotfl:
What's the longest journey you've ever made? What do you remember about it?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
When and how did you learn to drive? How many times did it take you to pass your driving test?:wave: If you want the rainbow, you've got to put up with the rain :wave:0
-
What would you spend your last £1 on?Officially a non-smoker but still rounder than recommended

0 -
Do you have vivid dreams and remember them when you wake up ?
And do you try to analyse what they mean ?Mary
I'm creative -you can't expect me to be neat too !
(Good Enough Member No.48)0 -
If you could go back in time and do one thing differently what would it be and why?
Meet myself and tell me not to marry the woman I did. Would save being stuck in a marriage to someone I don't love for the last 17 years (I married very quickly after breaking-up with a really georgious girl call Corrine). Something I've long since come to regret.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
If you were best friends with yourself, how would you describe you?Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
