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Journal: Thought for the day

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Comments

  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What memories do you associate with being ill as a child?

    If they were negative - how can you overcome that so it isn't a problem for you and yours in the here and now?

    If they were happy - what was it about that time that made it special for you? Has it ever tempted you as an adult to be "marred" ie a little bit of a hypochondriac or have you managed to get the right balance? How has it affected how you treat illness in yourself or others today?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • mary43
    mary43 Posts: 5,845 Forumite
    Are you happy with yourself and like the person you've become ?
    If not.........why not and could you change it ?
    Mary

    I'm creative -you can't expect me to be neat too !
    (Good Enough Member No.48)
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What's your favourite music of all time? What's so special about it for you?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • mary43
    mary43 Posts: 5,845 Forumite
    Do you always do what you say you will do ?
    Mary

    I'm creative -you can't expect me to be neat too !
    (Good Enough Member No.48)
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mary43 wrote: »
    Do you always do what you say you will do ?
    Lucky for some - no:p :rotfl:

    What's the longest journey you've ever made? What do you remember about it?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • rainmac
    rainmac Posts: 7,063 Forumite
    Home Insurance Hacker! Cashback Cashier
    When and how did you learn to drive? How many times did it take you to pass your driving test?
    :wave: If you want the rainbow, you've got to put up with the rain :wave:
  • What would you spend your last £1 on?
    Officially a non-smoker but still rounder than recommended :p
  • mary43
    mary43 Posts: 5,845 Forumite
    Do you have vivid dreams and remember them when you wake up ?
    And do you try to analyse what they mean ?
    Mary

    I'm creative -you can't expect me to be neat too !
    (Good Enough Member No.48)
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    rainmac wrote: »
    If you could go back in time and do one thing differently what would it be and why?

    Meet myself and tell me not to marry the woman I did. Would save being stuck in a marriage to someone I don't love for the last 17 years (I married very quickly after breaking-up with a really georgious girl call Corrine). Something I've long since come to regret.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    If you were best friends with yourself, how would you describe you?
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

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