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Journal: Thought for the day
Comments
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I like this! But kept forgetting my own Pearl of Wisdom because I was answering all of yours as I was reading thru :rotfl:
When did you turn into your mother/father/gran & how did you know?Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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can I pinch these ideas not for me but for my Mum?:rotfl:
I am making her a journal and have printed some off the website but these are much better:Dsaving for ds2's summer international scout camp - £200
£60 deposit paid :j £100 paid:j £40 paid:j0 -
Of course, but share and share alike - you can post ideas too!:cool:can I pinch these ideas not for me but for my Mum?:rotfl:
I am making her a journal and have printed some off the website but these are much better:DAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
BMF -I knew I turned into my Mum when OH told me I sounded like her.......same phrases, tone of voice.............roflMary
I'm creative -you can't expect me to be neat too !
(Good Enough Member No.48)0 -
BMF -I knew I turned into my Mum when OH told me I sounded like her.......same phrases, tone of voice.............rofl
Ditto, my OH has said that about me ;-). Sorry I know we said no chat but had to on this one!:wave: If you want the rainbow, you've got to put up with the rain :wave:0 -
If you could go back in time and do one thing differently what would it be and why?:wave: If you want the rainbow, you've got to put up with the rain :wave:0
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savingholmes wrote: »Of course, but share and share alike - you can post ideas too!:cool:
I will if I can think of any...but that's why I need to pinch ideas!!!!saving for ds2's summer international scout camp - £200
£60 deposit paid :j £100 paid:j £40 paid:j0 -
What is your idea of an ideal holiday - and what steps can you take towards making that possible?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
do you have any family Christmas traditions?saving for ds2's summer international scout camp - £200
£60 deposit paid :j £100 paid:j £40 paid:j0 -
Some of you may cringe at this one but here goes...
If you were you but an animal, what animal would you be and why?:wave: If you want the rainbow, you've got to put up with the rain :wave:0
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