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Journal: Thought for the day
Comments
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Doesn't make me cringe rainmac..............I know which animal I'd be..............Mary
I'm creative -you can't expect me to be neat too !
(Good Enough Member No.48)0 -
If you won the lottery what would be the first 3 things you would change in your life
When you've listed them... how important are they to you really?
Would winning the lottery really improve your quality of life or would it just complicate all your relationships?
What can you do to make your life happier now - even without winning?
:EasterBunAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
How many neighbours do you know by name & which would you choose to have as friends?
If you could choose anyone, who would be your ideal neighbours & why?Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Think of your best friend - what 3 things do you like most about them?
Write it down - and then tell them as well. We all need a little encouragement and what goes around comes around....
Reminds me of one of my favourite sayings.... "Smile at a stranger... it will worry them silly for hours!"Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
When was the last time - you did something for the first time?
Open your mind... write down 5 things you would like to try - and start plans / doing one of them this weekAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
What's your favourite song? Why? When was the last time you heard it? Listen to it now!:wave: If you want the rainbow, you've got to put up with the rain :wave:0
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Who was your first love? Have you seen them recently?Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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No...........but we e mail regularly..................lol :rolleyes:
Where's the best place you've lived - place you've felt happiest in ?Mary
I'm creative -you can't expect me to be neat too !
(Good Enough Member No.48)0 -
Will you have any regrets if the World were to end tomorrow? How can you do something NOW to change that?Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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What's the nicest thing that's ever happened to you?
What was it that made it so special?
Is there anything you can do to help make sure you have more special moments like that?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250
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