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September - The NSD Challenge
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15-16Yay Jacks i am super duper proud of you, i will give you your trophy in a minute!
I can give myself a trophy today too as i have just squeezed my 15th day in! :j
Congrats to Purpletea too!!!
Now a SAHM trying to earn some spare pennies each month0 -
9-10YAY... I did it. I've managed to get my 8th NSD today. What a great feeling. Today was easy enough until my friend asked me to buy her a bar of chocolate on the way to her house. There was no I was I was going to fail because of a bar or choc and especially as it weren't even for me!! I was tempted to just let her have it and pretend i had an NSD, but I just can't do it so I made her give me the money for it lol She was quite happy to give me the money, but normally I wouldn't have taken it so I feel a right tight so and so
I think I'll buy her a big bar tomorrow to apologise for being so tight Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
15-16Woohoooo congrats Trophy for you too! Now a SAHM trying to earn some spare pennies each month0
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9-10Can I have a trophy, I made my target too!?
'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
3-4Yesterday ended up being a NSD, went out for a meal with OH's work colleagues to celebrate our engagement. OH was going to pay for me but they all insisted to cover us so a NSD for OH too!!
That's my 4/4 so this months target reached...onto the next
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
11-12
Congratulations! (On the engagement and the NSD!)x_raphael_xx wrote: »Yesterday ended up being a NSD, went out for a meal with OH's work colleagues to celebrate our engagement. Good luck for Oct all! 0 -
15-16SarahNeedle1872 wrote: »Can I have a trophy, I made my target too!?
Trophy for you and Raphael
We have had nearly 1/4 of joiners hit target which is good and hoping October will be just as good if not better!Now a SAHM trying to earn some spare pennies each month0 -
Can I join? I'd like to try 10 No Spend Days for October BTW, do DD's count as spend days?"The purpose of Life is to spread and create Happiness" :j0
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can someone define NSD pleae? I need to use the car everyday, I have horses and need to travel to get to them to feed them etc also is running the heating counting as spending? ditto electric?"The purpose of Life is to spread and create Happiness" :j0
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15-16Zara you need to join the October challenge this is last months thread.
Its here http://forums.moneysavingexpert.com/showthread.html?t=1182945
I define a NSD as a day i spend nothing in cash or on cards but don't count bill or utilities.Now a SAHM trying to earn some spare pennies each month0
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