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September - The NSD Challenge
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11-12:j I've done it - 15 /15 :j
Had a bit of a splurge on saturday then made up for it by not spending yesterday or today
Well done everyone
lula x0 -
9-10Failed today with an NSD..... the reccuring theme of not taking food to work!!!
But I am off for the rest of the week, and don't intend to spend too much money.... tomorrow I need to buy milk, but I am also paying £60 worth of £2s into the bank, so I am counting it as my last NSD of the month'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
9-10I needed petrol today so bought tomorrows bread/milk and some carrot and turnip for tomorrows tea
So tomorrow should defo be a NSD but not counting it yet coz anything can happen in the next 24 hours lol I'l be well chuffed if I make it tho.
Well done everyone who's made it. Some people just amaze me! This really is a hard challenge!
Those who didn't make it, well done, I'm sure you's have had more NSD's than you would have done had you not been on this challenge! Each month we can learn from it. I've had so many days when i've only spent money on a pint of milk so I think I'm gonna start buying longlife milk to store so when I run out of fresh I can use that until my next spend day.Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
17-20Hiya guys,
2 more NSD's for me that makes 18/18 + 4:j :j :j :j :j
HWGA xxlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070 -
3-4Spending day yesterday, needed gravy & butter - OH's parents came for dinner!
Today is a planned NSD, was supposed to be paying for a meal out, but OH is paying insteadDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
5-6I didn't quite make it to my target this month! I made 4/5 NSD's - since it's my first month and I only started 10 days ago, I'm not too gutted! But determined to keep whatever target I set for October!!
I would've made it to 5 today, but I had to pay to post a book I sold on-line! And since the website takes ages to credit you with the funds - methinks unfortunately it'll have to count! :eek:
Has anyone started a thread for October? (Sorry, I'm a bit of a newbie to MSE, so not quite got to grips on finding new posts etc!)
Well done to all you keen beans who made it this month! :T And good luck for next month!!
xx0 -
11-12My final total for the month is 20! :beer: Today I've spent £5.68 sending a book I sold on Amazon and 30p on a loaf of bread. October is going to be difficult as I'll be travelling to and from Uni a lot so I've aimed for 14 days so lots of foward planning required!0
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3-4Crap_with_money.com wrote: »I
Has anyone started a thread for October? (Sorry, I'm a bit of a newbie to MSE, so not quite got to grips on finding new posts etc!)
Here you goDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
5-6Oh
I was gonna count today as NSD though I had to pay postage for a book I sold on-line... Is this not allowed??? Will not spend on anything else today. That would've made it 5/6 NSD's and as it's the last day, that would've been it. I might still count today as NSD as it was essential spend to get the extra money in the first place. Opinions?
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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