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September - The NSD Challenge

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  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    15-16
    today is another no spend day so beated my target by a day now!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Norton_Blade
    Norton_Blade Posts: 217 Forumite
    9-10
    It's been a shocking month for me in terms of busy-ness, but while that means I haven't been able to post on here, it also means I haven't had time to spend money :)

    NSDs on the 1st, 3rd, 7th, 10th, 11th, 12th, 14th, 15th, 18th and 26th mean my 10 are completed with today and Monday also looking like NSDs too :)

    As of this week, we're giving up takeaways so I can envisage a few more NSDs next month when we actually look what food is in the house instead of ringing for a chinese.

    Good luck for the next few days everyone and I shall see you in next month's thread :)
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    15-16
    Wooohooo we now have 15 achievers that i know off :D

    Trophy for you too Norton :D

    Good luck on quitting take aways, i am really bad with them!
    Now a SAHM trying to earn some spare pennies each month
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    17-20
    Had an NSD yesterday n today will be one too, but nowhere near my target for the month.
    Total so far 11NSD - Target 20
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • pointypenguin
    pointypenguin Posts: 1,768 Forumite
    5-6
    Ok I only made 2 NSDs this month it is harder than it seems. Think I will have to try again next month!
    Weekly Spend Challenge: £0/£30
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    5-6
    Hi Folks,

    I managed another NSD yesterday so that brings my total to 4 for the month. I only need one more, which I am hoping to get today as I am at home decorating.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    20+
    21 out of 22 on day 28...... but we get paid tomorrow! :eek: :o:D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Horace
    Horace Posts: 14,426 Forumite
    13-14
    Another NSD for me today - I have been too ill to go out. That's 9 this month:j
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    7-8
    NSD number 4 at last!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    15-16
    Jacks_xxx wrote: »
    21 out of 22 on day 28...... but we get paid tomorrow! :eek: :o:D

    C'mon Jacks your so close!
    Now a SAHM trying to earn some spare pennies each month
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