Just to put a roof over our heads

mummytofour

onlyme35 wrote: »

Single mummy, two kids and having to private rent as my lovely Council decided when I was homeless that judging by my dress I worked, yes, correct, their advice was, sorry your only option, private rent, so off I trotted, stupidly.

Rent £650, no garage, garden, terraced
C/Tax £80
Gas £56
Elec £30
Water £33
Contents ins £16
Phone £14.50
TV Lic £12

Then mobile, petrol, food etc blah, blah blah

Can't complain the Council recognise that earning £900 a month that I warrant housing benefit.....oh yes, £2.30 per week!!!!!!!!! How I cried. Anyway, they pay me that taking into account child benefit of £31.25 per week, maintenance and the bit from WFTC. Total p!ss take if you ask me but hey am on a council house register and will take six years to get homed being I am housed as I should be because I took their crap advice. Can't change jobs to earn more as would lose a whole lot more, so kinda stuck which is just wrong. Sorry for the moan but like most cost of living a bad joke. Grrrr. Wonder why so many do not work and take all they can get.

The system is far too complicated IMHO.

BlueFleur

mummytofour wrote: »

The system is far too complicated IMHO.

Seconded.

Mine is:

£600 rent
£115 council tax
£12.50 Gas
£12.50 Water
£15.00 Electric
£8 Contents insurance

Utilities are only estimates as we have only had one bill since moving in. This is split between myself and my bf.

swingjune

Looking at the data provided by the members here, the average fixed costs will be at least 1k.

The average income is 24k and the take home will be 1600 quid per month .......... WOW, WOW, not much change left.

Life is certainly getting harder

Gemmzie

Things are very tight for a lot of people, must show my brother this thread (he keeps considering moving out but it's just too expensive and he doesn't believe me!)

Here...
Mortgage - £780 ish
Council Tax - £125 (10 months)
Water - £59.50
Gas/Elec - £162
Contents Ins - £21
Total = £1147.50

Three bed in South West (had to be with those water costs :rolleyes:!), luckily worth about £250k-£300k!

Spendless

This thread made me do ours.

Mortgage 445
Gas/Elec 126
C/Tax 80
Ins 33.69
Water 29.25

Total - 713.94

3 bed semi, 2 adults, 2 children. Whilst cheaper than a lot of others, mainly because we bought our house before house prices went mad. Some of our bills have shocked me how high they are, and will be looking into reducing them.

frazzmunch

This makes me want to stay at home, let them come and take away my house and live off benefits for the rest of my life!!!!! :mad:

Mortgage- 500 (interest only,can't afford the 720 it would be on repayment!)
Council Tax - 111
Electric / Oil - 200
Water - 36
B & C insurance - 35

so, that costs me £882 per month...of course, i could include our car expenses here as we would be unable to work without them...i live in an area with no public transport...

Shelly1977

I live on my own in a 2 bed end terrace and it costs:

Mortgage - £304.00 (56k mortgage, house value approx 100k)
Council Tax - £80
Water - £15
Gas/Elec - £75
Ins - £19
Total = £493

Greenbynature

Mortgage £440
C Tax £82
Water £35.50
Gas/Elec £110
B&C Ins £156 for year with Tesco 50% deal and cashback through Quidco
I live in the north east 4 bed semi with my 3 kids

sarriep

Mortgage - just going up to £1489
C Tax £120
Water £53.05
Gas/Elec £160
Insurance - £33.99

3 bed semi ~(with loft ext) family of 6 (near a good school!)

Scares me really

Burp_2

Bought our first house in March ... so no equity yet lol

2 bed semi detached in nice area of Midlands

Mortgage £758 (fixed for another year and a half)
Life insurance £50 (for two of us)
Contents insurance £19
Council Tax £122 (I think for 10 months)
Gas and Elec £76
Water £29.70 (maybe we should go on a meter - everyone elses seems cheaper?)
TV licence £11.31
Pet insurance £8.79

£1074.80

Not taking into account food ... car insurance... petrol... mobile phone.... house phone etc

It's so scary!