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Just to put a roof over our heads

245

Comments

  • Mortgage £797.64Gas and Elec £108.00Water £56.50Buildings and contents
    £23.22
    Council Tax £108.00£1,093.36

    3 bed semi in Wiltshire
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • cantcope
    cantcope Posts: 1,886 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Live alone so feeling sorry for myself looking at everyone elses figures:

    mortgage: 577
    water: 28
    elec/gas: 50
    council tax: 88
    contents ins: 7 (this is already paid for as cashback paid whole policy!)
    maintenance charge: 30

    total: £780 !!! for 1 bed flat in not very nice area
    Last bet : 26th Oct 2006:j Debt free 25th Feb 2008:j Living "my" dream:T
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Mortgage - £770
    CT - £89 (inc 25% discount)
    Water - £42
    Gas/Elec - £34
    Insurance - £15 (reduced to £7 taking quidco into account)

    Total: £950
    2 bed bungalow in Poole worth £215k

    A horrible amount to pay on my own :( Roll on my next mortgage review in June 2010 - I can get a normal high st mortgage then as my credit file is now clean!! Although saying that, i'm on 5.44% now so I can't see it getting much better!
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • COST TO KEEP OUR UK BOLTHOLE:
    :

    No mortgage or rent


    Building Insurance /Contents Ins } £367.00
    Homeserve Ins £147.85
    Boiler Insurance } £296.00
    and gas certificate}




    Council Tax £945.00
    Water Rates £203.52
    Repairs/Maintenance £1,475.00
    Gas/Electric £1,203.00
    TV licence £138.00
    TV/Phone/Inter £250.00




    TOTAL EXPENSES £5,025.37

    This is per year so it is £418 pcm. It is not lived in by us, but by our son and a couple of lodgers, hence the high insurances cost and charge for gas certificate. The rents pay the bills. The property is a three bedroom Victorian mid-terrace on the outskirts of the city centre in the Midlands.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • jennyred
    jennyred Posts: 421 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    rent - £600
    C Tax - £106
    electric - £21
    Oil - £40
    water - £44
    Insurance - £12
    total - £823 per month

    3 bed detached bungalow in rural norfolk

    jenny
  • Mumto5
    Mumto5 Posts: 1,838 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mortgage - £888.83 fixed til 06/2016
    Electricity - £130.00
    Gas - £82
    Water - £77
    Council Tax - £233.00
    Building/Contents Ins - £30

    £1437.83

    5 Bed Detatched in Essex worth £400K. Home to 7 - £205 each per month.
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Mortgage £404
    c tax £118
    G&E £60
    B&C insurance £23

    Total - £605 a month.

    2 bed flat.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • sam89
    sam89 Posts: 267 Forumite
    Interesting thread :T .

    Mortgage = £576.21
    Council Tax = £186.00
    Gas & Electric = £110
    Buildings & Contents Insurance = £17.08

    Total = £889.29 per month.

    3 bed semi in Scotland.
    DMP Mutual Support Member 138
    :D Proud to have dealt with my debts :D
    :beer:DMP completed 1/11/13:beer:
  • ameratsu
    ameratsu Posts: 87 Forumite
    Part of the Furniture Combo Breaker
    Costs for our 3 bed semi in North Staffordshire:

    Mortgage £70k - £420 per month.
    House insurances - £19.
    Gas/electric - £75 (including homecall insurance).
    Council tax - £90.
    TV licence - £10.
    Sky tv/ phone/ internet - £40.
    Water rates £20.
    Thats a staggering £685 just for basic living expenses!
    Then food/petrol/car bills etc. on top of that , plus any debts - it's no wonder so many are struggling.
    This is for 3 adults - me, hubby and 18 year old daughter.
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Where I live for a rat infested studio apartment it's £700 pm - I looked into it!
    I only have a small mortgage £200 pm so it's cheaper for me to stay in my house as I am on my own. My council tax is £115 pm with single person's discount and that is over 12 months for a 2 (or 1 and a half) bedroomed mid terrace!

    B&C insurance all linked into my monthly mortgage repayments.

    I only have electric which is £30pm and that is the cheapest I can find.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
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