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Frazzmunch Fights Back!!
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almost half way through october already....:eek:
well, i have paid off the cc & od...just my mortgage charging me interest now
...
i have been really good with the storecupboard and freezer...am coming in each week under my grocery budget so will join the gc challenge in november...and the nsd one as not doing too well this month!!
car died again....:mad: another £200 spent that was unexpected...oh i wish i was in a position not to need a b****y car!!!
anyway, i sent cca letters to four creditors...all have now either put account on hold or decided that they are no longer dealing with account...i am still saving the payments i would usually make in my isa...that way, i am earning interest on them and if they eventually turn up with the cca's i will have a lump sum which i can negotiate with..:T
am really going to try to make the rest of this year as frugal as possible...hopefully i will be able to increase the mortgage op target!!:D0
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