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Taxis...life begins now diary

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Chev ...so glad you are settling in over there and that you are managing to budget.Do you have the credit crunch there?..so glad that it is all working out.
    There won't be much in the offset come end of Jan as will need it to pay the tax bill...the holiday we just need a bit of spending money for as it's AI so that will come from the emergency fund.
    I don't think I've a lot of drive though..it was just that a couple of years ago I could see what was coming with the credit crunch so thought I'd better get on and start clearing the debts ..haven't done as much as I should've though due to the hysterectomy and then the car crash ...but these things happen.
    I can't sleep that's why I'm up at this time..x
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Yes there is a credit crunch over here, but it is like it was in the 90's or something. Fiscal governance over here is out of the ark it really is. So all those sharp practices that we saw once in UK are still happening here, and those are the firms that have gone bust. Eg where company a is owned by company b who has shares in company c d and e, and when company a goes bust, suddenly c d and e have a problem aswell even though they weren't obviously associated. Alot of people have lost a lot of money and there doesn't seem to be much protection for them.

    What is even more worrying is that they don't have deposit protection here (ie the 34k is protected per institution in the UK). So if a bank goes bust over here, then tough you lose your money, which is quite scary....


    Hope you have now gone to bed and how is the no smoking going?
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • lucielle
    lucielle Posts: 11,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning Taxi how are you feeling today?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Taxi
    Another one just calling in to say hi, how are you?
    2023: the year I get to buy a car
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi all...just tired and achy still.Got physio tomorrow so hopefully will end up feeling better soon.
    Chev that sounds bad then ....no protection.Still not smoking so that's 3 weeks now.Will update my sig after as have paid a loan payment and CC payment today.
    Thanks for asking everyone.Hope all your days' are going ok today x
  • Well done on the no smoking Taxi. Sorry to hear you are still having problems with the back and sleeping..i am getting a bit better on the sleeping front but have a lot to catch up with..wow your totals look great too.x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thanks Bob ..glad to see you bare catching up with your sleep.You must feel a lot better for it.
    Just updated my sig.Maybe I'll get under £40k by christmas ..that would be nice.
  • I reckon you will easily do it..i actually feel more tired, but i reckon it is to be expected and i got in an 8 mile walk yesterday..so that could have something to do with it.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    WOW..well done on the walk.!!!!!!....you'll soon feel a lot better and less tired.
  • Hey Taxi,Don't know where I've been (must have had head up my bum) but didn't know you'd started another diary.Can I join in if I promise to sit in the corner and keep quiet?I've brought biccies!!Strumpet
    NIL ILLEGITIMUS CARBORUNDUM!
    Nov Grocery Challenge: £0.00 / £150.00
    Horace & Strumpet's NSD Challenge (Nov): 0/8
    £2 Savers Club #088: £200 since 01/09/2008 (£0 to bank) (Banked £200)
    Slimming World: 15½lbs/21lbs (74%) at end of Week 18 (Target date for 13st: 25/12/2009):dance:
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