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Can anyone help with my predicament? In April our 0% offer was running out so we e-mailed to cancel, we were duly contacted by phone and offered a further 6 months of 0% only on balance transfers. We obviously began to take advantage of this by transferring money from all over, especially when Egg let us increase our credit limit. We were very surprised to then learn that we had been getting charged a 'merchandise interest' charge. Upon enquiring we were informed that we must have mis-understood the original phone call {which wasn't recorded} and they were quite correct to implement this charge. This has taken nearly 3 months to sort out and we are still being charged every month {total so far-£197.80} Does anyone out there have any experience of this type of thing with Egg, if so is there a solution? We are now unfortunately cancelling the account but will we get the money back? Who knows! :mad: :mad: :mad: :mad: :mad:

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  • Glad
    Glad Posts: 18,942 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [email="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/email].
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
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