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Debate House Prices
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We All Want Our Own Homes!
Comments
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pickledpink wrote: »Having looked at many of the threads here it's quite apparent that most people dream about owning their own home. And it's obvious why that is.
It's a good feeling to know that you're actually purchasing your home, and one day it will be yours. All YOURS!
It gives you a sense of achievement and satisfaction, and that's why people take pride in their own properties. They do all the DIY stuff because they know how rewarding the outcome is.
I don't dream about owning my own home. I don't have wet dreams about wasting my weekend doing DIY either. In fact, spending a weekend doing DIY sounds like hell on earth!...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
lostinrates wrote: »I have NO issue with landlords. I think GOOD landlords provide an essential service. I am not concerned when GOOD landlords make a lot of money. BUT I do find distasteful this proposition that landlords should make money for providing a poor service (something for nothing style) and that their CUSTOMERS are somehow lacking in paying for this service.
I agree. We have a very nice LL. We pay the rent on time, look after the place, do minor stuff that needs doing, and get a very nice flat to live in for a lot less than we'd pay to buy.
Everyone's happy....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
pickledpink wrote: »It had NOTHING to do with space (my kitchen is LARGE:p ) but I didn't want to spoil the neat lines of my designer kitchen by having any old dryer stuck in the middle of it! PLUS, I needed an INTEGRATED one so as to cover it with the door which matches the rest of my kitchen units.
<sigh>
isn't life tough?...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
In the meantime it belongs to the Building Society and you're paying more in mortgage than it would cost you to rent
Until the neighbours from hell move in next door making your life an utter misery but effectively stopping you from selling... oh and the local planning department might 'dictate' what you're allowed to do or not do to your house too!
Except where your taste in tacky laminate flooring, slippery decking, garish colours, flocked wallpaper and a bedroom decorated to look like a tart's boudoir is not to the taste of potential buyers who immediately offer less. Alternatively you could spend several thousand pounds adding double glazing, kitchen etc only to find it only adds half as much value to the house as it cost you to do.
Or you can lose your job, not be able to pay your mortgage, not be able to claim any help for said mortgage for several months and lose everything. The BS reposesses your house, sells it for less than you paid for it and leaves you still owing then money.
...and your ex-husband/wife who takes you to the cleaners in the divorce hearing, ensuring you have to sell up and lose most (if not all) of your equity. Alternatively, the local council want to build a new motorway/runway and make a compulsory purchase order and 'your' piece of the planet is not quite as secure as you thought!
... and spend all their free time painting and decorating then become house price bores at local dinner parties for other suburban misfits discussing the value of their properties at instead of living life and enjoying everything it has to offer.
...and will be sold to pay for your care in an old people's home whilst others, who have not made all the 'sacrifices' necessary to own their own homes, have their care paid entirely by the state.
...unless you are unfortunate enough to get divorced, become ill or be made redundant during a downturn and then you're stuffed!
...but the banks and building societies did use very clever sales techniques to 'encourage' people with less education and information than they needed to take on ridiculously high loans. It is all very well for the more educated, well-informed and sensible among us to be so condescending towards those less able than ourselves but we are part of the society who patronizes the less fortunate with 'carrots' and untenable promises dangled in front of them and then derides them for 'biting'.
Yep... you do that because, as we all know, you want to spend your whole life trying to 'climb that ladder' as it is the only measure of success and happiness known to mankind! Having said all that.... I would like to own my own home but I'm not prepared to make it the most important thing in my life... my family and friends will always be far more important along with my enjoyment of all that life has to offer, of which owning a house is a small part!
I'll watch but I won't hold my breath!
You have some points, but really you make out like home ownership in general is some sort of hideous affliction that is to be avoided at all costs and will make your life somehow more miserable.
The vast majority of people will NOT be affected by negative equity (ie didn't buy in last few years, had large deposit etc), or will be in negative equity, but will come out the other side unscathed, maybe never even knowing (nor caring) what level the "value" of their house dropped to.
Most of my friend's parents live in the same houses that they lived in when they were kids over 20 years ago, they haven't all been forced to move through some sort of terrible life drama that people on here seem to assume everyone goes through.0 -
After reading the first post, I thought I was getting a mini sermon from old GB, from No.10.
Buy, buy, buy, now we're running a bit short on the old cash and there's not so much Stamp Duty coming in, let's get the nation to buy again.
Come on PP, am I right?:money:0 -
neverdespairgirl wrote: »I don't dream about owning my own home. I don't have wet dreams about wasting my weekend doing DIY either. In fact, spending a weekend doing DIY sounds like hell on earth!
To be fair I don't love it either, but my house is in a hell of a better condition than my rented one was, and that hadn't seen a weekend of DIY since the 70s! (think wood panelled walls).0 -
My parents' house has some wood panelled walls, but they are considered a prime medieval feature (-:...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0
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neverdespairgirl wrote: »My parents' house has some wood panelled walls, but they are considered a prime medieval feature (-:
Oooh they weren't that type of wood panel! They were the type that a man wearing a gold medallion nailed on to the wall in 1978!0 -
It's one thing buying a house and decorating it the way you like - it was the implication that it was a regular weekend activity, always fiddling about, that filled me with horror. Sounds like a way of combatting existential angst to me....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0
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neverdespairgirl wrote: »I don't dream about owning my own home. I don't have wet dreams about wasting my weekend doing DIY either. In fact, spending a weekend doing DIY sounds like hell on earth!
Well....actually I do dream of just that! But the thing is, I dream about doing it in a beautiful, well built, well designed home, a home that if I have a child he or she might live in, or that some person after me will feel the same about and care for too. A home that is art in function, or a piece of history, something that gives me pleasure. The idea of selling my soul for a house I don;'t think has architectural integrity and feels like a rung on the ladder, a stepping stone to where I really want to be doesn't inspire the same joy. Hmm. I wonder if thats why so many flipped properties are so poorly finished?0
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