Is It A Good Time To Buy?

MrMalkin

pickledpink wrote: »

There's a handful of people on this forum whi sign in under various other nickmames - and even THANK themselves! Sad - but true.

They're the ones who haven't got a pot to p*** in - and know that they NEVER will get on the property ladder - but they don't wan't want other people to either: so they talk the market down and hope we'll all end up living in s***holes like they have to.

I hope that's not an accusation that's levelled at me, because none of the above is true in respect to me or my situation.

PayDay

Jonbvn wrote: »

I'm thinking of changing my signature:

The slogans I'm looking at:

Renting is Dead Money.
Get on the Ladder Whatever the Cost.
Prices only ever go up.
Stamp out Stamp Duty.
Phil & Krusty for PM

Any more?

My favourite is....This housing dip is only a blip. It will all be ok again when lending gets back to normal.:D

pickledpink

PayDay wrote: »

My favourite is....This housing dip is only a blip. It will all be ok again when lending gets back to normal.:D

Looks like YOU'LL never get on the ladder then.:o

PayDay

pickledpink wrote: »

Looks like YOU'LL never get on the ladder then.:o

Why do you always assume that people who can see the market is going down, don't own their own properties?

I actually own my properties. Unlike you it seems, who is owned by your mortgage company. Ever thought of getting a second job to try to ease your burden?

Dithering_Dad

pickledpink wrote: »

There's a handful of people on this forum whi sign in under various other nickmames - and even THANK themselves! Sad - but true.

I've noticed this in a few of the threads where I have had 'robust' discussions with a regular, suddenly my opponent's viewpoint is supported by about 5 newbies who coincidently just joined within the last couple of months and have about 10 posts between them. I find it difficult to believe that they only decide to post during that particular argument.

I have also noticed that when I'm not in a discussion, but providing help, some newbie will come onto the thread and say something really aggressive against my posts. This is particularly annoying because it's so unfair to the OP who has posted a problem and is asking for help. The last time this happened was on a thread where the OP had a disabled husband and needed a ground floor coucil flat but could not move because of rent arrears. I thought it absolutely appalling for a regular to have disrupted her call for help just to get back at me, probably due to some dispute on a general discussion thread like this one. It's particularly cowardly behaviour to do this and post under a 'flag of convenience'.

It's easy to spot though because everyone one has a writing style that coupled with distinctive punctuation errors and spelling mistakes makes it easy to spot who the anonymous poster is, especially when they get angry and forget to disguise themselves.

As far as I'm concerned it's rank cowardice to 'troll'/argue/discuss under a pseudonym and it's unconscionable to do it in a thread where people are offering support to vunerable people.

I know I have a few detractors within the Housing boards, but at least I always post under this name and I always reply if someone quotes me. I have strong views and I'm happy to express them. I just wish some of the more 'established' House Price board attendees were that credible and honest.

You know who you are. Shame on you.

mewbie_2

Dithering_Dad wrote: »

thanking buddy stuff...

It's getting to be a habit, agreeing with you.

Of course I'm only agreeing because I am a thanking buddy, but my owner wants me to thank you because then I will seem more plausible. That's also why he has worked so hard to create a credible identity for me - as I am his second most important thanking buddy. In fact, due to the popularity of this persona, it may be that it gets to take over the number one thanker position, which is really quite something.

Jumping_Bean

Daz1 wrote: »

Erm......how about a 3rd group? Those who can actually afford to buy their house who aren't in debt and who want to get a home of their own and aren't overly concerned about getting the last drop of discount from the market and are more concerned about having a place of their own

I would say these fit into group 1. ie Those who must have the house they want right now at whatever cost.

I'm talking largely about FTBs here. There aren't many first time buyers who can truly afford to pay current prices for houses. So either they must have the house they want right now at whatever cost. Or they're patient and they wait.

And although it may be comforting to call it "the last drop of discount", when we're actually looking at the possibility of 30-40% falls (and possible more) I think "absolutely huge sum of money" may be more appropriate.

mr.broderick

mewbie wrote: »

This sort of thread is doing my head in. There is a never ending stream of idiots posting this sort of question. They don't read, they don't listen, they don't understand.

At first I thought that spreading the HPC message might save one or two from committing financial suicide, but they are beyond any form of reason or intelligence. They ask a question, but have already decided the answer.

In short they are not worth saving, so perhaps encouragement is what they deserve. Go for it big boy, and don't bother posting any more stupid questions. Yes, a one bed sh1thole for 2 bazillion pounds is just what you should go for, after all "renting is dead money".

That seems to be the one expression, endlessly repeated by their inbred forefathers, that these imbeciles are capable of comprehending. Although they don't undertand it, it just has a comforting familiar sound.

It says a lot about our chances of surviving in the global age when a large proportion of this country is made up of people who wear their stupidity like a badge of honour.

Rant suspended, but definitely not over.

In answer to your thread title i say yes, now is a good time to buy.
Buyers market so offers can be made, relatively low interest rates, good mortgage deals returning, the end of the beginning of the credit crunch reached, confidence returning to the market, sellers reluctant to drop further, pent up housing demand so chances of getting in to a bidding war minimal, str's getting to the end of their tether so will be returning to the market shortly putting upward pressure on prices..need i go on?

mewbie_2

mr.broderick wrote: »

..need i go on?

Please don't.

Jumping_Bean

MrMalkin wrote: »

Why the subject of house prices seems to bring out such vitriol from both sides, I really don't understand. It has had the unfortunate effect of making a potential helpful board be saturated with the sound of small-minded idiots crowing 'I told you so' and 'nuh-uh, I knew this was going to happen!'. Let me tell you something - you're all equally !!!!!!.

I think to understand why this happens you have to think about peoples motivation to post. I'm actually trying (along with probably quite a few other bears) to prevent people from making possibly the biggest financial mistake of their lives. Surely this is worth getting quite vocal about?

What exactly is the motivation of the bullish posts? To get people to buy overpriced houses? Why would a bull get so vocal and angry about this? Whats the motivation there? I would say the only reason a bull would get so annoyed and personal with their posts is because they have a vested interest in encouraging people to buy houses.

pickledpink wrote: »

It's a good feeling to know that you're actually purchasing your home, and one day it will be yours. All YOURS!

You can decorate it exactly to your liking, knowing your input is increasing the value of your property - and you're reaping the benfeits by living in a place exactly to your taste.

It's a very good feeling to know you're secure, and one day in the future your property will treble or quadriple in price to give you a very comfortable retirement.

pickledpink wrote: »

They're the ones who haven't got a pot to p*** in - and know that they NEVER will get on the property ladder - but they don't wan't want other people to either: so they talk the market down and hope we'll all end up living in s***holes like they have to.

What is the motivation behind posts like this?