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Friday 22/08/08 What small dfw thins have you done today???
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Tiredmum, in response to your question, i haven't found a cashback that pays out for amazon so you may be better using nectar. Who knows, you may win one!!:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
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wow!!!!!!!!!!!
so glad my phone has been fixed - just had a phone call from top gear to say i have won a competition to go racing at silverstone with pro drivers doing formula 4 cars. breakfast and lunch included!!!!!!!!!!!!!!
jumping up and down!!!!:j :j :j :j :j :j :j :jit's nice to be important but more important to be nice!! :kisses3:0 -
Hi, I have checked my online banking and er...i forgot my wallet today so can't spend anyway so that kind of is mse thing..! Thank god for the emergency can of soup in the drawer or i'd starve!Debt to clear: feels endless...
Weight loss to go: 42lb/13.5lb
Maybe someday i'll be skinny, organised and debt free..
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Wow fantastic princess loki, thats one heck of a price,:j:T:T:j
I'm still waiting for my wins!!:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
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Hi guys, hope your all having a good day. The sun is shining here today, so the world feels like a much nicer place!!
Another early start today for me so have been busy!
-Sorted out dry clothes and put wet clothes out to dry
-Put away pots and washed the next lot whilst we had some hot water
-Packaged up ebay parcels
-Posted ebay parcels at post office
-Checked online banking
-Put money into payment a day challenge
-Entered all comps ending today
-Done my daily clicks
-Done my first survey with pinecone research!
-Phoned up about a mystery shop
-Have done two further surveys
-Have been on business site getting lots of advice for my business and will continue working my way through it
-Need to sort out mystery shop and audit for tonight
-Have enquired how to get a library card, am going into the next city and want to join their library as i am always there, that and the fact that whilst i am out tonight i would like to go to the library and write up my mystery shopping report as i have to hang around a while before i can do my cinema audit.
-So will do mystery shop and audit tonight
-Will have free tea at mystery shop
-Will join the next city's library and hopefully write my report up there, otherwise will have to wait till i get home
-Go out for a driving practice with instructor -although he had a go at me due to some mistakes i made today, one of which was below the belt :-(
-Work on my website
-Have looked for more mystery shops but will keep looking
-Will check freecycle for a microwave
-update spreadsheet for grocery challenge
-Will print out business info
-Will work through business info later this evening whilst waiting before i can do my audit
-Lunch from stoecupboard, thanks to the lovely tesco shop yesterday!
Have a great day everyone, hope everyone has a great start to the bank holiday and for those who are going away, have a great time.
Think thats it for me today:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
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Hello everyone
Today day I will:- Wash bedding Done
- Line dry Done
- Inventory freezer Done
- Inventory fridge - Still not done
- Meal plan - delayed until I've done the fridge
- Check ikea mobile (thanks Princess Loki for the reminder) Done
- Discuss with OH abount changing his contract for ikea mobile - Partly
- Search for piles of change around the house (OH leaves them every where, will need to train him to use the jar) and add to jam jar Done
- Top up shop, stick to list - Not done, found milk in freezer so delayed for a few days so was a NSD
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
:T right i need to do this to get everything done!!
- [STRIKE]hung 5 loads of washing last load is in and it is grim! dogs bedding towel from the garden etc[/STRIKE]:j
- [strike]main aim to get all washing dryed on the line and put away [/strike]
-[strike]complete election letter and post[/strike]
- [strike]write letter to canel tesco credit card and post[/strike]
- [strike]check quidco and mbm[/strike]
-[strike]DO SOME DAILY CLICKS[/strike]!
-enter some more comps
- [strike]fence in the flower bed using what i have[/strike]
- [strike]tidy garden chuck loads of rubbish out from the garden[/strike]
- [strike]Post e bay parcel[/strike] some more sold posted all of it! :T
- [strike]put cheque in[/strike]
- [strike]vacum upstairs[/strike]
-sweep downstairs
- collect up dead leaves and chuck
-list more stuff on ebay- going ebay crazy
-[strike]eat from store cuboard for brekie and lunch[/strike]
- [strike]go food shopping[/strike] £32 not bad
-maybe buy some scales to save 50p wieghting at shops- couldn' be bothered
-[strike]fill in petrol claim form[/strike]
-[strike]get electrian quote for tv areial[/strike]
- [strike]walk dog[/strike] my mum walked him!
-[strike]wash the plastic dog bed[/strike]
-[strike]take dd to a party[/strike] and collect her.
wish me luck that is a hell of a list to get through!!
i will update as the day goes on and strike through what i have done:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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right i need to do this to get everything done!!
-maybe buy some scales to save 50p wieghting at shops
Asda have a set of scales for £3 at the moment if there is an Asda near you.:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.0 -
oh no there is no asda near me thats a shame:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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* Today I am off work:j
* Have done 2 washes on 30 degrees and left stuff out to dry
* Started getting camping stuff ready. Sent DS into loft to find what we've got. Found sleeping bags, car based electric pump, lilos (some still in packets!:o ), spare tent pegs, mosquito repellant, insect repellant candles, matches, barbecue lighters, 2 camping gas stoves (with different types of gas) - will take both in the hope they last the weekend between them, freezer packs and cool bag/picnic set.
* Sorted some food to take with us so buy less while we are there.
* Am going to have to buy camping pans tho as I think we borrowed them last time. Just got half price from Wilkos!
* Chased "free" holiday - this is apparently club seasons membership until 2069 (worth 3750) - week's luxury accommodation to take any time of year plus discounted weekend and mid-week accommodation. annual maintenance fee of 367 per year (can opt out at anytime) and first year reduced to £275.25 for up to 4 people. Can use in UK as well. Sounds very like Club La Costa although with them the same package would have been more like £14K for the same period and £450 approx per year on top as well! They are e-mailing me further details.
* Still need to cancel credit expert;) Done
* Need to Cancel love film;) Done
* Have just made meal from storecupboard so no spend on that before we go.
* Got £15 cheque from Abbey for a complaint I made:jAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250
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