Friday 22/08/08 What small dfw thins have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecupboard lunch
• Swim and jacuzzi to use gym membership
• Cook tea for oldies at work and eat for free

Good morning peeps, thank crunchie it's Friday, :j Long weekend ahead, which is much needed at moment since bro was taken ill, and we are all trying to fit in hospital visits, work,home etc.
Have a good day everyone, thankfully the rain has stopped here but still no sign of any sunshine:rolleyes: , hope you re all having better luck:D

OliveOyl_2

Morning Sophiesmum :hello: and all who follow
Blissful, a Friday with 3 day weekend Apologies to those who work, but I'm looking forward to this

Today I have/will

• charge my phone at work
• take a packed lunch
• piggy clicks & surveys
• get listing on e-bay (tried unsuccessfully last night - couldn't load pictures )
• Supper from the freezer
• another NSD (4 this week )

mickey_mouse

morning all:D

we are away for the long weekend at a competition weekend which will be fun:D

I have already done:
- daily clicks
- comps
- got stuff ready for selling in the auction they have at the weekend

have a wonderful Bank Holiday:D

claireabelle_2

morning
best wishes for your brother sophiesmum xx

Today I have brought in breakfast and fruit salad but am going to treat myself to a friday lunch to reward meself for 2 nsds in a row
Have checked internet banking and car cheque still not cleared :mad: so i can't pay £1k off credit card til next Tuesday, how annoying! wish i'd paid it into hsbc instead of smile :eek: my god, am i missing them?!
storecupboard weekend for me - going to use up stuff before the move in 2 weeks so very low spend!

Have a good one all xx

Robbda

Hey!

I am:

• Charging my phone at work (TEE HEE)
• Going to see my EX who is grovelling for another chance and he is cooking dinner tonight !!!
• Paid 50% of my weekly commuter rail far using vouchers from delay-repay.com YEEHA!
• Worked out what i def have to pay out this week, a budget for food, mobile and petrol and a new coat and transferred the rest to a savings account to be paid of my debts the day before payday (i find this stops me paying debts and ending up short because of an unforeseen disaster
• price up a new heater for my bedroom as the one i had caught fire EEK!
• do my clicks if i can find any (i'm not very good)
• try the comps board again (although 3 months in i haven't won a sausage!)

peb

Morning all

Brought in my lunch

Got meat out of freezer for dinner (friday is the most likley day I would be tempted by a takeaway - managed not to be tempted now for three weeks!)

WIll pop over to the OS board for advice on meat - it looks a little tired and is elderly!

Piquant_2

I am so looking forward to the long weekend, work has been so busy. Must stay on track though and not go mad with the spending.

• Today I have already put the breadmaker on timer and should go home to a freshly baked loaf!
• Put on a load of washing on 30, hope we get some sun to dry it with...
• Bought in breakfast and lunch to work
• Check on line banking and pay off extra on a credit card
• Alter the time the water heats up for, want to take it down by 5 minutes a day to save some extra money

mbaz

Morning all!

This morning i have/will

worked at mini job 4am to 6am - painful!

Hope to hear from job I went for so I can give up mini-job and just work sundays instead... said I would hear by the end of this week...not looking hopeful not heard so presume not got it. cant believe they havent had decency to call me though. They said they would tell me either way... :mad:

Done mystery shop

bought 2 cream doughnuts in town for 88p instead of a posh coffee and have just eaten them both! Will have to dispose of packaging in wheelie bin as hubbie will take the mick if he sees it!!! :rotfl:

Do clicks

Check surveys

Submit mystery shop report

Look at additional mystery shop companies - signed up for another two - thank andan!

post two ebay parcels

Get hubbie to sort dig camera so I can upload more pics of ebay things

Start entering comps as ppl seem to be winning some great prizes!!!

crash on sofa

Have a good day all!

Mxx

princess_loki

morning all!!

friday at last!!
man came to fix telephone at 8.15 this morning!!!:j

todays plans are:
- phone existing car insurance company to try and make them drop their price by £55 as i can get it cheaper elsewhere:D
- go to bank to request they refund charges put on my account as i got mixed up and used the wrong card and the other account with them was in credit - fingers crossed they will do this for me
- OH has taken left over lasagne, and two apples from tree to work for lunch
- bake banana cake with overripe bananas
- investigate ikea family mobile phone pay as you go thingy as looks quite cheap

hope everyone has a good day - not long until weekend now!:j

tiredmum

Good morning all, just managed to sit down,

Today i have already walked to b&q to pick up a lawnmower for my grandma in their 3g sale- she was paying the taxi fare home so i got 2 much needed blinds in the sale for £5 each and a new loo seat before one of us has a serious accident.

Today i will :
-check mystery shopping done and none available- will look for other companies too- signed up for another company
-change dd's bedding as it looks like a good drying day-washer just done so off to dry it
-put new blind up in dd's room- already done
-put new loo seat on
- clean and tidy house- washed up and polished so far
- clean guinea pigs out-now waiting for it to dry out- guineas playing in garden
-make meals from cupboards- got meat out to defrost for tea
-drop some of dd's old clothes at a friends for her little girl
- meant to be going out tonight but dont know if i can be bothered
- enter all comps closing today
- ive also cleaned out nextdoors wheelie bin as it had maggots YUCK- im sick of the flies and he attempted to do it himself 4 weeks ago but obviously didnt do it right lol
Oh im thinking of ordering dd a tv for xmas- its on amazon- do any cashback sites pay out with them or should i go through nectar??

:A Thanks in advance xx

Cerisa

* Lunch from cupboard
* Washing done at thirty degrees
* washing put on clothes airer rather than tumble dried
* Told a friend I can't afford the £45 it would cost to go to London
* In a minute i'm gonna dig a (clean!) jar out of the recycling and use it to store my shrapnel.